We help insurers design and implement good investment strategies to deliver sustainable returns in a risk-controlled way.
Insurance markets have never been more competitive, and having a well-thought-through investment strategy is crucial. In a world of very low (and in many cases negative) bond yields, it has become increasingly difficult for insurers to generate returns on assets. Strategies that have worked well in the past may not be appropriate in the future.
We have the skills and expertise to help you, including over 120 investment consultants and 35 general insurance specialists across the UK and Ireland. Every insurer has a unique culture, risk appetite and liability profile. By truly understanding your business and listening carefully to the views of your key stakeholders, we can help you to implement meaningful changes in a risk controlled way.
As an independent consultancy, we are not linked to any asset manager and we don’t sell investment products. Importantly, this means we develop and recommend solutions that are tailored to your specific needs, free from any conflicts.
How we can help
Set your investment strategy
We help insurers to maintain a competitive edge and enhance profitability, by setting a good investment strategy that delivers sustainable returns in a risk-controlled way.
We have the expertise to really understand what makes your business tick; and the technology and experience to ensure all of your key stakeholders are supportive of any changes.
Environmental, Social and Governance (ESG) issues have become increasingly important over recent years. We can help you to take meaningful practical steps to integrate ESG into your investment strategy, for example by: providing training to your key stakeholders; helping you set a good ESG policy; carrying out climate scenario modelling; assessing the ESG characteristics of your portfolios; and helping design ESG-focused portfolios.
Bespoke technology solutions
We have developed real-time portfolio and risk monitoring software, LCP Monitor for our clients, which gives full transparency on how assets are performing, both at the asset class and manager level. This will ensure that your key stakeholders can easily access the reporting they need to monitor your investments effectively.
Manager research and selection
We also help insurers to select and review their investment managers. We provide tailored advice using our fully-integrated advisory approach. What this means for you:
- You have access to the latest research on investment managers and markets across the world through our role as the UK and European partner in the Global Investment Research Alliance.
- The people advising you are the same people who research and assess the managers available to you. Our manager research programme means that information and ideas flow both ways. You benefit from the newest and most relevant investment ideas, and we communicate clients’ needs and experiences back to the investment managers to develop new products.
- We work hard to successfully negotiate terms and drive down investment management fees for our clients. With over $250bn in assets under advisory, we are able to negotiate with investment managers from a position of strength. This will help ensure that the terms you want are properly reflected in your investment manager guidelines; and you achieve excellent value for money.
- ESG principles are built into our research process, allowing us to tailor our recommendations according to your priorities.
How we can help
We help central banks design and implement investment strategies to get the most out of their reserves in a risk-controlled manner.
We help charities and endowments construct investment strategies and pick the right investment funds to both meet their financial objectives and be aligned with their missions.
LCP Monitor gives you real-time metrics on your investments – both at asset class and manager level.
Our investment team works with trustees of DB and DC schemes to set bespoke investment strategies and select fund managers. Using our market-leading technology, we help you navigate your journey by providing you with clear, actionable insights which enable you to make better short and long-term investment decisions.
Setting a good investment strategy and picking the right funds is fundamental for wealth managers and advisers to be able to deliver better outcomes for their clients. Our role is to advise clients on investment strategy and fund manager selection bringing institutional discipline to the retail market.
Every sovereign wealth fund has its own unique circumstances and challenges. As an independent consultancy, we’re not linked to any asset manager and we don’t sell investment products.