Luke Hothersall

Luke Hothersall


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I am a Partner and actuary in LCP's Pensions Actuarial practice.  I work with trustee, corporate and not-for-profit clients, including charities.  I am also part of LCP’s specialist social housing pensions team.

I have advised on a wide range of issues including funding and accounting matters, liability management exercises, scheme mergers, and participating in multi-employer pension schemes (such as those run the Pensions Trust).

I have also spoken at numerous social housing events on the issues facing housing associations in relation to their pension arrangements.

I also specialise in advising organisations that participate in the Teachers’ Pension Scheme (TPS). To find out more about our work on teachers' pensions click here.

I am secure and comforted in the knowledge that, as a trustee, LCP just "get on" and act in the fund's best interests.

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We provide individual and high quality actuarial advice, taking a collaborative approach between trustees, employer and advisers, to ensure a focus on good member outcomes.

Cost increases mean that it is essential for every independent school to consider their participation in the Teachers’ Pension Scheme carefully. We can help decision-makers decide whether the TPS is right for your school and, if not, what other provision could be proposed. We can also support you through the consultation process, communicating with your teachers with clarity, empathy and honesty.

We help pension scheme trustees and sponsors to determine the ultimate destination for their scheme and help them put together a plan to get there, including how to effectively manage the risks they face along the way.

Our social housing team has the skills and knowledge to help you consider the pensions issues affecting your organisation.