Mike Richardson

Mike Richardson


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I advise a wide variety of clients, providing general actuarial and consultancy services, to both trustees and employers, and specialise in advising housing associations and not-for-profit organisations.

I am Head of LCP’s Social Housing practice and have market leading experience of advising employers who participate in the Social Housing Pension Scheme (SHPS) and the Growth Plan, both of which are part of The Pensions Trust, and who participate in the Local Government Pension Scheme (LGPS). I am also the appointed Scheme Actuary to a scheme operated by a large housing association.

I’ve advised over 50 associations, including the majority of the G15. I have also advised many organisations on transfers of their pension liabilities out of SHPS and into their own arrangements, including Radian (the first transfer) and Southern Housing (the first transfer that went out of The Pensions Trust).

I am also part of the Pensions Taxation Group within LCP, helping to keep clients up-to-date with the ever changing world of pensions taxation.

Click here to access our on-demand webinar: Jumping SHPS - is exiting right for you?

Mike came with a wealth of knowledge, quickly understood what we wanted to do and then guided us through to a result that exceeded our expectations and saved us a lot of money.

LCP Client

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We provide individual and high quality actuarial advice, taking a collaborative approach between trustees, employer and advisers, to ensure a focus on good member outcomes.

We help both trustees and sponsors prepare for and deal with corporate change.

We help pension scheme trustees and sponsors to determine the ultimate destination for their scheme and help them put together a plan to get there, including how to effectively manage the risks they face along the way.

Our social housing team has the skills and knowledge to help you consider the pensions issues affecting your organisation.