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  • Press releases
    • Press releases
    • LCP finds insurers continuing to up their game on responsible investment and climate risk management
    • Mortality models ‘creaking’ under the strain of disruption in the wake of the pandemic – LCP
    • ‘Done is better than perfect’ – DWP urged to press on with measures on small pension pots
    • England, Wales and Scotland among nations with highest death toll from pandemic
    • Deadline approaching for state pension top-ups – less than three months left to fill ‘gaping holes’ in NI records
    • New CDC consultation places focus on 'style of scheme favoured by Royal Mail' - Steven Taylor
    • New guidance opens the door to more superfund activity – LCP
    • Lydia Fearn joins LCP’s DC team, bringing over 20 years of industry experience
    • DB schemes could use buying power to cut investment costs
    • H1 2022 is the ‘calm before the storm’ as LCP predicts a busy year ahead in the buy-in/out market
    • Top earners set to ‘pile into pensions’ before 6th April cut in tax relief – Steve Webb, LCP
    • No matter the chosen route when it comes to your pension scheme, the key is to remain agile - Gordon Watchorn, LCP
    • Trustees need to be empowered with the right legal and regulatory framework to help unlock pension fund opportunities – LCP
    • LCP works with LGIM to design low carbon transition fund range strategy
    • LCP comments on two landmark de-risking deals
    • Helping members access DB transfer advice – time for schemes and regulators to do more?
    • LCP launch GB Power Investment Index
    • New study reveals extent of the challenge for the NHS to manage increasing needs of patients with diabetes, with a third of people having 3 or more co-morbidities at diagnosis
    • “Why is money being deducted from my state pension?” – new LCP guide answers ‘the most commonly asked question in pensions'
    • LCP win in two categories at the UK Pensions Awards
    • Minister’s response on automatic enrolment “hugely disappointing” - Steve Webb
    • LCP advises on QinetiQ pension scheme buy-in with Scottish Widows
    • VFM framework should mean scrapping of chair’s statements, which are a millstone around DC pension schemes’ neck - LCP
    • New DWP website for next of kin of underpaid state pensioners welcome but ‘long overdue’
    • LCP predicts that annual volumes of £30 billion will be the ‘new normal’
    • New report warns of risks of a more inflexible approach to regulating company pension schemes
    • Time to end ‘legislative limbo’ for DB pension scheme funding – Jon Forsyth, LCP
    • David Fairs joins LCP as Partner
    • “Obscure government document reveals “hundreds of thousands” of older women still missing out on correct state pension – and will not be contacted” – Steve Webb, LCP
    • ‘No chance’ that Government will hold the line if it rejects WASPI compensation – Steve Webb, LCP
    • DWP reveal new ‘catalogue of blunders’ on state pensions in new FOI response
    • LCP advises on £90m bulk annuity between Just and the Hammerson Group Management Limited Pension and Life Assurance Scheme
    • Pension schemes can’t realistically assess systemic risks unless regulators collect industry-wide information on use of LDI
    • New analysis reveals over 60,000 cancer patients could live at least an extra six months if treatment delays are tackled
    • Deadline approaching for state pension top-ups – less than six months left to fill ‘gaping holes’ in NI records
    • Government needs to implement key Select Committee recommendations without delay
    • LCP and ECA announce launch of ECA Fixture Hub – a new online platform for football friendly fixtures coordination across Europe
    • As year-end approaches, surpluses trigger a new ‘mindset’ for sponsors, and 40% of schemes are still considering how to reflect the impact of Covid in their accounts
    • “Investment ‘big bang’ needs to be more than just warm words from government”
    • Trustees need to take action to support members in poor performing pre-retirement funds as market volatility worsens
    • GMP working group publishes new call to action
    • LCP responds to High Court judgment on women's state pension age
    • Gynaecology waiting lists continue to grow, MPs told at Westminster Hall Debate
    • LCP scoops 5 award wins at PIPA
    • LCP advises on £142 million buy-in between PIC and the Spirent Communications pension plan
    • LCP Foundation strengthens commitment to Trinity Winchester and The Felix Project with £140,000 grant
    • LCP supports new Retirement Living Standards
    • “Government threatens to backtrack on ability to inherit pension pots tax-free” – Steve Webb, LCP
    • Unwelcome end-year headache as pension judgment means 2020 company accounts may need to be adjusted
    • New analysis reveals stark picture of health disparities across England
    • Red tape risks trapping savers in low return pensions
    • Football clubs in Finland embrace data analytics tool developed in the UK in their quest for success at domestic and European level
    • FCA Delays changes to DB Pension Transfer rules – reaction from LCP
    • LCP’s Stuart McDonald awarded with prestigious Finlaison Medal
    • LCP advises on £24m full buy-in for Roadchef which cements Canada Life’s entry to the deferred market
    • Surge in lump sum withdrawals from pension as ‘cost of living pressures bite’ – risk of ‘ravaging’ retirement prospects – Steve Webb, LCP
    • “Surge in voluntary National Insurance contributions as contributors rush to beat deadlines” – Steve Webb, LCP
    • Risk of new generation of gender pension inequality if action not taken’ – new LCP analysis
    • DWP pushes ahead with climate plans – pension schemes of all sizes need to engage
    • LCP achieves Gold Standard for LGBT+ Equality in Financial Services
    • Huge regional inequalities in waiting lists as new data analysis reveals the lasting impact of the pandemic
    • NHS pension consultation demonstrates why pensions tax system needs fixing
    • AJ Bell, St James’ Place and Royal London increase dominance of DB transfer market
    • “Government set to write to hundreds of thousands of ‘mothers missing millions’ - but not everyone will get a letter” – Steve Webb
    • LCP expands global asset advisory team to meet surging demand
    • TPR Annual funding statement – new risks emerging, but ‘normal service resuming’ when it comes to Regulator expectations
    • Starting gun fired on new claims for ‘grandparents credits'
    • LCP signs up to Stonewall’s ‘Trans Rights are Human Rights’ campaign
    • Is Covid-19 killing more women than we realise? – new analysis from Dr Jonathan Pearson- Stuttard, Head of Health Analytics at LCP
    • DWP needs to ‘come clean’ over new pension error revelations – Steve Webb, LCP
    • Take more risk or work 10 years longer – the stark choice facing younger savers who cannot afford to save more
    • Zuhair Mohammed appointed as LCP’s Head of Investment
    • Tribute to Frank Field from Steve Webb
    • DWP ‘way behind schedule’ in fixing state pension errors
    • Twenty million adults could be in line for ‘state pension age reprieve’ as life expectancy improvements ‘collapse’ even before the Pandemic
    • Smooth audit still key objective when it comes to year end pensions accounting, according to LCP poll
    • Accounting standards change to hit FTSE 100 pension schemes by up to £100bn
    • LCP advises on £420 million full scheme buy-in of the Commonwealth Bank of Australia scheme with Legal & General
    • LCP announces changes to pensions leadership structure to help schemes evolve their strategic journey plans
    • Superfund go-ahead is ‘A red letter day for pensions and the firms who sponsor them’
    • Non-life insurers now allocating 25% to non-traditional assets
    • Trustees should use the summer to get to grips with new Code of Practice requirements
    • “Time to do the £93.60 test” – Steve Webb, LCP
    • The UK has a new Prime Minister - will new pensions policies follow?
    • “The mystery of the missing pensioners” – why are so many older people getting zero state pension
    • Pensions lawyers and advisers express concerns over ‘ambiguities’ on new criminal sanctions
    • “Fundamental rethink” on State Pension ages needed as new life expectancy estimates show further deterioration
    • Best Social Housing Pension Scheme funding news for many years, say LCP
    • Surge in average earnings will drive larger-than-expected state pension increase – Steve Webb, LCP
    • “Glimmer of hope” for hundreds of thousands of women who missed out on higher state pension
    • Pension schemes need to take action to put themselves ‘at the front of the queue’ for the best de-risking deals
    • Pension tax relief, the new Chancellor and the 2020 Budget
    • LCP advises on LV= Employee Pension Scheme longevity swap conversion into £800m buy-in with Phoenix Life
    • New analysis reveals stark Covid-19 impact on England’s most deprived areas
    • LCP reaction to new consultation around trustee duties on climate change
    • LCP’s Dr Jonathan Pearson-Stuttard appointed as new Chair of RSPH
    • Pension surpluses need to be given greater consideration in corporate transactions as ‘mood music’ changes – LCP
    • New FOI reply shows over 3 million pensioners hold all their ISA savings in cash – and will see value of savings ‘savaged’ by inflation
    • Government to launch search for ‘mothers missing millions’ on state pensions – Steve Webb, LCP
    • LCP advises Trustee of Rotork Pension & Life Assurance Scheme on c.£80m pensioner buy-in with Aviva
    • Regulator publishes response to Future of Trusteeship and Governance consultation
    • New PLSA estimates “a wake-up call” to government and industry – Steve Webb, LCP
    • Treasury Select Committee recommendations on Pensions and climate risk
    • Contingent charging ban already having ‘sizeable impact’ as DB transfer take-up plummets to lowest level in five years
    • Increasing appetite to run-on as scheme funding levels remain strong and robust
    • Financial shock of widowhood now greater than many couples realise
    • Majority of industry experts think that new DB funding regime will have an impact on their schemes and will require more work according to LCP poll
    • LCP responds to TPR’s Climate Change Strategy
    • Pensioners face ‘double whammy’ next April if triple lock broken again
    • Employers face finding £100bn in next decade if proposed pension funding rules go ahead
    • Fewer deaths in 2019 A reversal in mortality trends?
    • Are 5,159 women sitting on a quarter of a billion pounds windfall?
    • LCP Energy reacts to publication of latest Future Energy Scenarios from National Grid
    • LCP responds to Prime Minister's offshore wind power announcement
    • Have pension freedoms cost savers £2bn in lost returns
    • The Yorkshire Building Society Pension Scheme secures a £245m buy-in with Pension Insurance Corporation
    • LCP comments on the publication of National Grid's Future Energy Scenarios
    • LCP report reveals that 350 professional Trustees look after c400bn of pension scheme assets under a PCST arrangement
    • LCP advises on a record £925m Assured Payment Policy (APP) for Legal & General
    • New pension funding rules could thwart Chancellor’s pro-growth agenda
    • LCP responds to the publication of the Energy White Paper: Powering our Net Zero Future
    • Government ‘certain’ to overturn triple lock pensions defeat in Commons – Steve Webb
    • LCP joins Fair Game’s ‘Sustainability Explained’ panels
    • Steve Webb responds to the resignation of Pensions Minister Guy Opperman
    • LCP responds to court judgment on GMP equalisation
    • LCP’s Laura Myers Appointed as DC chair of the PLSA DC Committee
    • M&G re-entry will help ease building pressure as record volumes of schemes seek insurer quotations
    • LCP responds to government plans to review tapered allowance
    • LCP’s Foundation donates £50,000 to six charities
    • LCP responds to new guidance to help trustees manage climate related risks
    • David Fairs calls for rethink of ‘sticking plaster’ rules to allow more members of DB pension schemes to benefit from ‘Freedom and Choice’
    • LCP advises on c.£600 million buyout of the House of Fraser Beatties & Jenners Pension scheme
    • TransferLab scores another signing as football clubs see the power of player data
    • Regulatory reform welcome, but multiple challenges still remain to ensure a prosperous UK Life Sciences environment
    • LCP advises on £290m buy-in transaction between ITB Pension Funds and Just Group
    • ECPA elect LCP’s Francesca Bailey to be vice chair of the Employer Covenant Practitioners Association
    • Pensioners face ‘rollercoaster’ as squeeze in 2022 followed by ‘biggest ever’ pension rise in 2023 and £200 per week pension in 2024 – Steve Webb, LCP
    • LCP predicts full transfers from FTSE 100 pension schemes to insurers could soar from a total of £5bn to £300bn over next 10 years
    • LCP Supports the International Day Against Homophobia, Biphobia and Transphobia 2019
    • LCP comments on government plan to tackle NHS waiting list backlog
    • LCP FixtureHub –  New platform that will be a game changer when it comes to how sports teams arrange fixtures
    • LCP’s football recruitment platform TransferLab signs up top German club VfL Wolfsburg Women
    • New entrants push 2023 buy-in/out volumes to new record of nearly £50bn
    • Companies can 'breathe a sigh of relief' as FTSE 100 pension surplus returns to pre-Covid levels
    • 2023 set to be a record-breaking year for de-risking after the rollercoaster of 2022
    • Government needs to act quickly to cement CDC as a good option for more employers
    • LCP posts record income as firm positions itself for future growth
    • New guidelines from TPR mean that businesses could be ‘left guessing’ as to whether key business decisions could lead to enforcement action in the future
    • LCP has worked with ONS and Northumbria Healthcare NHS Trust to produce the first ever local health index
    • LCP experts discuss how Real-World Evidence is reproducible, helping it to become easier to compare and evaluate
    • Stephen Budge joins LCP’s DC team
    • LCP provide insight to MPs on proposed new ‘Sustainability Index’ tool to reward well-run football clubs at Parliamentary briefing
    • Rise of new market leaders and ‘mega’ transactions could be on the cards for the de-risking market in 2022
    • Rising cost of pension tax relief ‘a cause for celebration, not cuts’
    • Listen to pension savers’ views to boost engagement – Claire Jones, LCP
    • LCP's Alasdair Mayes authors new GMP Conversion Guidance
    • Heidi Allan joins LCP to bolster its growing Financial Wellbeing team
    • New report reveals shift in key risks facing insurance industry
    • Private markets and active equity fees rise as market consolidation ends long term fee compression
    • Buy-ins and buy-outs hit new record
    • LCP’s first ever march at Pride in London 2019
    • Trustee market undergoing a revolution as we see c60% rise in schemes using professional trustees - from 1 in 5 to 1 in 3
    • LCP responds to the Queen's speech
    • Reinstating Lifetime Allowance ‘fraught with difficulties’
    • First dedicated women’s football analytics platform set to transform the sport
    • LCP advises on bulk annuity between Aviva and the St Paul’s Cathedral pension scheme
    • LCP advises on two buy-in transactions between Aviva and the Northern Bank Pension Scheme totalling £257m
    • Government should lift cap on people who want to rebuild their pensions
    • LCP’s Steven Taylor becomes new Chair of the Association of Consulting Actuaries (ACA)
    • LCP responds to ECJ ruling on PPF compensation
    • ‘Strong rationale for government to support fullest possible rollout of CDC schemes’
    • Inflation – “unexpected financial impacts for DB pension schemes”
    • Will the Chancellor escape his pensions triple lock?
    • Pension scheme sponsors have a ‘once in a lifetime opportunity’ to reap rewards for their members and shareholders – LCP
    • ‘Access to pension transfer advice set to decline further without action by regulators and pension schemes’ – new research from LCP and Aviva
    • Contingent charging ban ‘hollowing out’ DB transfer market as take-up rate hits lowest in 6 years
    • Call for simplification of pension tax relief limits as numbers affected by Annual and Lifetime limits increase again
    • Helen Abbott joins LCP’s growing Covenant Advisory team
    • TPR Private Market Guidance gives ‘further assurance to DC scheme trustees’ when it comes to investing in these asset classes – LCP
    • West Ham United Women's Team sign with Transfer Lab
    • Two new entrants predicted to enter the buy-in market as 2024 set to be another record year
    • Government set to ‘streamline’ process for collecting High Income Child Benefit charge, after thousands of families faced fines – Steve Webb, LCP
    • LCP’s energy team launches ground-breaking AI tool to bring clarity to the GB energy market
    • LCP appoints Keryn James to its Board as Independent Chair
    • LCP sponsoring Fair Game’s International Women’s Day conference to help break down barriers for women in football
    • Overwhelming number of pension schemes see LDI continuing to play a role in strategies despite recent turmoil, according to industry poll
    • Does benchmarking DB transfers against a workplace pension make sense?
    • LCP advise on £110m buy-in between Just and the Ockham Pension Scheme
    • New guidance on GMP methodology published
    • Updated waiting list figures from NHS England for May 2022, analysis from LCP’s NHS Waiting List Tracker
    • New regulations mark ‘major milestone’ in ‘long and winding road’ to new funding framework for DB pension schemes
    • LCP predicts up to £650 billion of buy-ins and buy-outs over the next decade and urges schemes to ‘grasp the nettle’
    • LCP help shape football’s first ever ‘Sustainability Index’
    • Legal & General completes £650 million bulk annuity transaction
    • “More than half of all pension pots still cashed out in full” – Steve Webb, LCP
    • Government set to create 2.5m new higher rate taxpayers during this Parliament via ‘the ultimate stealth tax’
    • FTSE100 pension schemes surpluses set to rise to over £160bn in spite of current market volatility
    • “The flex first, fix later” pension – is this the future of retirement?
    • LCP announces new management structure to support future growth
    • LCP CEO named as ‘Transformational Leader’ in prestigious entrepreneurship awards
    • New CDC consultation will ‘fast-forward emergence of a new brand of pension’
    • Government creates nearly two million new higher rate taxpayers in three years
    • 'How getting pension freedoms wrong could cost you your benefit' – new paper and website from LCP and EngageSmarter
    • LCP comments on appointment of Therese Coffey as new Health & Social Care Secretary
    • 75% of DB pension schemes on course to use contingent funding to manage scheme risks - LCP
    • Longevity risk transfer soars to record high in 2020 as pandemic led to exceptional buy-in pricing
    • LCP advises on £610m full buy-in between Marathon Service (G.B.) Limited Pensions and Life Assurance Scheme and Rothesay Life
    • LCP's Laura Myers responds to PLSA Retirement Choices report
    • Gender pension gap statistics 'vital first step' to tackling 'profound inequalities' in pensions - Laura Myers, LCP
    • New superfund rules set to lead to new ‘creativity’ in tackling DB funding issues – Gordon Watchorn, LCP
    • The Pension Schemes Bill – now you see it, now you don’t
    • LCP submits “shopping list” of concerns in response to DWP consultation on ‘lifetime pension provider’ proposal
    • Northampton Town and FC Akron Tolyatti latest clubs to sign up for TransferLab
    • Regulator urges trustees to re-think their strategy and make the most of funding gains
    • Last year’s NHS winter crisis looks set to be repeated with A&E pressures already resulting in over 400 deaths per week before Covid and Flu peak – LCP
    • LCP/YouGov: Employee wellbeing tops list of ESG concerns
    • LCP signs up to the Halo Code
    • Scheme surpluses are a ‘nice problem to have’ but beware the risks alongside the opportunities, says LCP
    • Habitat Energy sign up to LCP Enact
    • Survey shows that 30% of pension schemes think that the drive towards Net Zero ‘isn’t relevant’ despite increased industry focus
    • CDC’s have potential to be transformative for UK pensions - Steven Taylor, LCP & ACA
    • FTSE 100 pension schemes grow IAS19 surplus over 2021 but ‘calm heads’ needed to navigate inflation and mortality assumptions
    • Average DB pension transfer breaks through half million pound barrier
    • LCP announces 11 new partner promotions
    • PPF Levy reduction for 2021/22 ‘only temporary respite, with pain to come’
    • “New DWP annual report reveals big surge in underpaid state pension cases and costs, and whole new category of errors” – Steve Webb
    • Life expectancy assumptions could fall by 6 months if CMI proposals adopted
    • LCP advises the Marks & Spencer Pension Scheme on two buy-ins totalling £1.4bn
    • New pension projection rules could generate ‘perverse and unrealistic’ results which could confuse the public
    • DWP continuing to make errors on state pension assessments – Steve Webb
    • Committee report shows DWP ‘failing to learn lessons’ from state pension underpayment ‘debacle’
    • LCP lead adviser on £2.7 billion buy-in between Legal & General and British Steel Pension Scheme as final step to fully insure the £7.5 billion scheme
    • Hundreds of firms at risk of hike in pension contributions in latest round of pension scheme valuations
    • InsurSight takes the pain out of the reserving process, freeing up time for insurers to address critical market developments
    • The Disappearing Dividends Dilemma
    • A healthy economy needs a levelled-up health system and the life sciences sector must help deliver this
    • Tim Jackson joins LCP to bolster its investment expertise
    • Could there be ‘Comfort and Joy’ for open DB pension schemes in new comments from TPR?
    • Could the 2021 dividend bubble be about to burst
    • New first of its kind real-world study reveals significant progression of obesity-related complications and increased healthcare costs in UK adults and adolescents living with overweight and obesity
    • Positive news for the SHPS valuation?
    • Pension schemes and providers face multi-million pound dashboard compliance bill
    • Trustees need to be 'ahead of the curve' when it comes to scrutinising net zero strategies – LCP
    • Latest lockdown means DB transfer market likely to remain subdued until Q2
    • New research on National Insurance credits shows ‘billions’ in state pension rights being thrown away
    • ‘Can the lifeboat sail to calmer waters’ – new analysis from LCP
    • Millions of workers face life-changing retirement shortfalls as lower growth forecasts set to wipe a third off pot values
    • Better funding levels for defined benefit pension schemes could be a source of ‘pain relief’ as LCP urges Housing Associations to consider options to ‘lock-in’ improvements
    • Second Clara transaction with Debenhams Retirement Scheme brings necessary scale to bolster superfund market
    • ‘New FOI confirms 200,000 families still at risk of doing serious damage to their pensions’
    • LCP predicts number of small scheme buy-in/outs to increase by a quarter in 2020 as demand surges for streamlined processes
    • Incoming RPI changes could alter pension funding positions
    • Government urged to expand state pension correction exercise as new errors emerge
    • “How QE broke the 4% rule” – new analysis from LCP
    • TPR warns trustees it’s still ‘early days’ to understand long term impact of Covid on life expectancy
    • LCP responds to plans for Solvency II reform
    • New earnings data piles pressure on Chancellor over ‘triple lock’ pension pledge, as increase could take pension through £10,000 mark
    • LCP advises on Rothesay’s first deal of 2021 with Reach plc
    • LCP advises on £95m bulk annuity deal between Aviva and the British Bankers’ Association Pension Scheme
    • "Over half a million more pensioners set to be dragged into income tax net by second large state pension rise” – Steve Webb, LCP
    • Autumn Statement ‘huge leap forward’ in plans to avoid ‘wasting’ £1 trillion in DB assets – Steve Webb
    • LCP calls on investment managers to focus on real-world emission reductions to help meet Net Zero 2050 targets
    • LCP becomes MyBigCareer Future Makers partner
    • Take-up rates for transfers of DB pensions hit all time low while transfer values dip to 2015 levels
    • Healthcare impact of the pandemic could mean a £1bn annual reduction in contributions for FTSE100 pension schemes
    • “Industry split over priority for DB surpluses” – David Fairs, LCP
    • Trustees’ focus should be on journey, not just the destination
    • LCP awarded prestigious Gold Standard for LGBT+ equality in financial services
    • Investment Consultants Sustainability Working Group (ICSWG) launches a trustee guide for assessing consultants’ climate competency
    • LCP advises on £1 bn Standard life buy-in of the WH Smith pension scheme
    • Former Pensions Minister Sir Steve Webb to join LCP
    • LCP partners with pioneering football club Lewes FC
    • GMP Conversion Bill ‘excellent start, but not the end of the journey’
    • Pressure grows on Government over underpaid state pensions
    • New FCA TPR guidance provides welcome clarity for employers and trustees
    • HMRC Newsletter gives welcome boost to pensioners
    • DWP Call for Evidence and consultation response shows Government ‘means business’ on DC consolidation’
    • Changes needed in pension transfer regulations to create fewer “delays and issues” for pension savers - LCP
    • LCP wins Actuarial/Pensions Consultancy of the Year at UK Pension Awards 2023
    • LCP advises on c.£340m buy-in between Legal & General and the Cable and Wireless Superannuation Fund
    • Insurance market stays strong, but new challenges continue to emerge - LCP
    • LCP advises on largest ever Assured Payment Policy (APP) to date
    • LCP comments on Work and Pensions Committee report on DB pension schemes with liability driven investments
    • Scheme sponsors need to prepare for ‘tsunami’ of pensions change
    • With longevity risk standing at 25% of DB scheme investment risks, schemes need ‘made to measure’ mortality assessments – LCP
    • HMRC over-taxing of pension withdrawals ‘set to get more penal during lockdown’
    • Corporate bonds offer untapped potential for improving sustainability of investments
    • 'Extracting surplus from pension schemes will only work if member benefits are 100% protected by a new PPF underpin' – Steve Webb LCP
    • LCP scoops 4 awards at the InsuranceERM Awards
    • New website tool launched to help public navigate ‘labyrinth’ of boosting their state pension, as 2022/23 forecast to be ‘record year’ for top-ups – Steve Webb, LCP
    • New year provides new impetus to review strategy as funding positions hold firm - LCP
    • LCP urges pension schemes to get 'data smart’ with dashboard preparations
    • Ruth Ward joins LCP’s growing de-risking team
    • LCP launches new Group to help schemes manage their illiquid asset holdings in a skyrocketing de-risking market
    • James Silber joins LCP’s growing Covenant team as Principal
    • LCP’s new Foundation grants first £80,000 to homeless charities
    • LCP predicts buy-in and buy-outs to top £15bn in H1 2019
    • LCP partners with the European Club Association to help harness the growth of women’s football
    • Trustees need more freedom and less fear about falling into the ‘advice trap’ to help members get better outcomes – LCP
    • National strategy needed to combat inequalities that are driving worse outcomes for women when it comes to heart disease – ABHI & LCP
    • Women who divorce in later life could be missing out on thousands in state pensions
    • Amidst a busier buy-in market, LCP poll shows strong appetite remains for multi-insurer processes
    • LCP announces strong financial results as it continues to invest in the future
    • “Deeply worrying drop in pension credit take-up amongst younger pensioners” – Steve Webb
    • BA Pensions appoints LCP for integrated actuarial and investment consulting services for its New Airways Pension Scheme
    • Companies face a pivotal year as FTSE100 pension schemes surpluses remain strong
    • Solvency II Review: Provides a golden opportunity for the de-risking market
    • LCP becomes a founding partner of the IFoA Foundation
    • LCP advises on £190m buy-in between Just Group and the Ibstock Pension Scheme which means that all Scheme members are now covered
    • New research report by Royal London and LCP calls for wider access to 'partial' transfers out of company pension schemes
    • Survey reveals saving for a pension is rapidly falling down people’s financial priorities as cost of living crisis bites
    • Cost of turning off UK wind farms reached record high in 2021
    • Increases in surplus, but prudence means golden opportunity missed
    • Underpaid state pensions – what have we learned and what should happen next? - LCP
    • LCP has advised Wm Morrison Supermarkets Limited on the rescues of the two defined benefit pension schemes operated by McColl's Retail Group plc.
    • LCP win at the Women in Investment Awards
    • New regulator guidance ‘an important step on the long and winding road to superfunds’
    • Uncertainty will remain for pension schemes over dashboards despite today’s statement
    • Covid-19 and VAR decimate ‘home advantage’ in football leagues across Europe
    • “Make the most of workplace discount schemes to ease the cost of living crisis” – Heidi Allan, LCP
    • Further HMRC Guidance on equalising for GMPs
    • ‘Schemes need to guard against inertia’ – warning from new LCP report
    • LCP calls for ending of ‘flat fees’ as DWP charge cap consultation closes
    • LCP named investment and actuarial consultants of the year
    • LCP advise the Trustees of the RiverStone Management Pension and Life Assurance Plan on a £95m full buy-in with Standard Life
    • 'Talking about pensions and finances shouldn't be taboo,' Laura Myers responds to new PLSA guidance
    • ‘Magnetic Pensions’ – a better solution to small pension pots – LCP
    • “ONS confirms 8.5% pension increase challenge for Chancellor” – Steve Webb
    • New PPF proposals would represent ‘seismic changes to the UK pensions landscape’ – LCP
    • LCP welcomes HMRC announcement to issue GMP tax guidance
    • LCP renews status as signatory of the UK Stewardship Code
    • New Bill covers areas where 'clarification' of GMP conversion legislation is needed
    • LCP comments on new PASA GMP equalisation guidance on transfers
    • Underpaid state pensions – what have we learned and what should happen next?
    • Call for MPs to change rules to allow access to 25% tax free cash while leaving the balance in a pension
    • Employees missing out on £100m of pension contributions as cost-of-living bites
    • LCP names Jonathan Griffith as Head of Endgame Innovation to help clients navigate and unlock the growing array of end-game options
    • Government energy strategy seeds complex task of balancing future electricity supply and demand
    • LCP announces 14 new partner promotions
    • A resurgent second half in 2021 drives another strong year for UK pension risk transfer
    • New study finds 15% excess deaths in England post-pandemic for middle-aged adults driven by heart disease and other cardiovascular causes
    • 'The Budget should avoid knee-jerk pension reforms' - Steve Webb, LCP
    • Time for schemes to embrace ‘real-time’ data as DB end game approaches
    • The end to one-stop retirement – how retirees are building their own retirement journey and how pension schemes are helping them
    • TransferLab gains Santos FC as first client in Brazil
    • LCP predicts superfund industry could hit over £5bn annually by 2023 and urges pension proactivity from scheme sponsors
    • Solvency II analysis shows climate change leapfrogging Brexit as key risk for insurance industry
    • LCP completes 70th streamlined buy-in as opportunities persist for smaller transactions despite record-breaking activity
    • Is the time now right for more schemes to consider a Pension Increase Exchange?
    • Call for evidence should not be missed opportunity to improve Auto Enrolment standards for DB schemes – LCP
    • Today's NHS wait list figures just the 'tip of the iceberg'
    • Time for Government to end radio silence over state pension error causing mothers to miss out on millions – Steve Webb, LCP
    • LCP announces record breaking financial results as it focuses growth on creating a positive future for society
    • LCP welcomes ‘purposeful’ Financial Wellbeing strategy
    • Five LCP people named in LGBT Great Top 100 Gamechangers list
    • Fast Track to problems? Why TPR’s new DB funding code needs to be flexible
    • Top ten tips to find lost pensions – Steve Webb, LCP
    • Pandemic fails to dampen buy-in/buy-out market
    • LCP scoops Best Pension Adviser at the Corporate Adviser Awards
    • Chair’s Statements need fundamental rethink
    • ‘Millions of members may need help with public service pension options’ – LCP
    • Pension charge cap reforms: ‘It’s been a long journey to get to this point’
    • Laura Hobern joins LCP’s Insurance Consulting practice
    • PPF could have ‘crucial role’ in future of DB pensions – Jonathan Camfield, LCP
    • LCP advises on £350 million buy-in between Aviva and the Trustees of Coats UK Pension Scheme
    • LCP's Laura Myers chairs PLSA group that today publishes new guidance to help trustees navigate investment disclosure duties
    • LCP advises on £340m buy-in between Just Group and Ibstock Pension Scheme
    • LCP advises on Legal & General’s bulk annuity transaction, covering Evonik’s UK pension schemes
    • Britain’s ‘accidental savers’ – who are they and what are they doing with their windfall ?
    • LCP Delta won funding from the Department for Energy Security and Net Zero (DESNZ) on Alternative Energy Markets innovation programme
    • Current crisis ‘could cause pension levies for some companies to treble’ – LCP
    • A Match Made in Heaven? – New Research Reveals the Potential for Pension Schemes To Make a ‘Step Change’ in Data Quality
    • “HMRC over taxes pension savers by £1 billion” – Steve Webb
    • Wendy Kriz Evans joins LCP’s Insurance Consulting team as a Principal
    • "Strong case for further improvements to the regulation of pension scheme investment strategies" - Jon Camfield, LCP
    • Pension Dashboards plans risk large numbers of ‘false negatives’ on dashboards – Steve Webb, LCP
    • LCP announces 16 new partner promotions
    • Proposed new rules on company pension scheme funding a ‘huge shake-up’
    • LCP comments on latest NHS England waiting list figures
    • Early results from new survey show ‘significant number’ of schemes with low confidence in employer strength - LCP
    • New way of calculating excess deaths will lead to better understanding of how health and life expectancy is shifting across society – Stuart McDonald, LCP
    • LCP advises Pearson Pension Plan on further c£500m pensioner buy-in
    • “A tale of two journeys” – flagship report from LCP identifies diverse outcomes and a changing landscape for DB pension schemes
    • New FCA rules will put pensions dashboard providers in ‘prime position in dash for DC cash’
    • New HMRC figures represent a ‘slow motion car crash’ for women’s state pension entitlements – Steve Webb, LCP
    • LCP announces new Head of Corporate Consulting: Gordon Watchorn
    • Pensions Regulator draft funding code highlights Government regulations need to catch up with Regulator thinking
    • LCP advises on c.£930 m buy-in between Tate & Lyle Pension Scheme and Legal & General
    • 2020 half year buy-in and buy-out volumes second highest ever
    • DWP publishes GMP conversion guidance
    • LCP lead adviser on £400 million buy-in between British American Tobacco UK Pension Fund and PIC
    • Revealed: £73 billion at stake if government misses its NHS waiting list ambitions, report finds
    • New ONS data on nation’s health reveals significant geographic disparity underlining need to level up
    • New FCA data on DB transfer market highlights worrying trends
    • “New DWP Ministers ‘need to see the wood for the trees’” – Steve Webb, LCP
    • “Stubborn inflation suggests harder action was needed,” LCP’s Steve Hodder comments on interest rate rise
    • New average earnings figures deepen Chancellor’s pensions ‘triple lock’ challenge
    • UK investment consultants form joint working group on sustainability
    • LCP’s Foundation donates £70,000 to eight charities
    • LCP acquire Delta-EE – creating a single partner to help companies navigate fundamental changes to the sector as the energy transition accelerates
    • Health economist Catrin Treharne has joined LCP as a Principal in LCP’s growing Health Analytics team
    • LCP scoops five award wins at UK Pension Awards
    • Lifetime limits on tax-privileged pension saving bite harder just as government considers relaxing the rules
    • LCP predicts steep energy price rises as Europe emerges from lockdowns
    • LCP’s Tim Box appointed as chair of the SPP DC Committee
    • Updated waiting list figures from NHS England for June 2022, analysis from LCP’s NHS Waiting List Tracker
    • Delay to TPR new funding rules
    • LCP advises on Standard Life’s first full scheme buy-in with PerkinElmer
    • ‘Hundreds of thousands of pensioners will have to start setting aside some of their state pension for unexpected tax demands’ – Steve Webb
    • LCP’s Cat Drummond named in top 50 inspiring LGBT+ executives
    • Pension schemes ‘left in limbo’ by delay to DWP regulations
    • Housing associations could be hit by significant contribution increases as pension scheme deficit could reach £1.5bn
    • LCP Covid-19 tracker shows infection rates rising since end of national lockdown
    • 'One million fewer families on Child Benefit since High Income charge introduced – urgent need to address state pension implications' – Steve Webb, LCP
    • Updated waiting list figures from NHS England for September 2021, analysis from LCP’s NHS Waiting List Tracker
    • LCP launches new podcast bringing a fresh take on innovations and trends shaping the business world, starting with AI
    • Cost of keeping energy market in check rises by 294% as crisis leaves its mark
    • Urgent action needed to prevent retirement disability benefit timebomb - LCP
    • LCP comments on measures announced in Budget on DC pensions
    • Surge in interest likely in contingent scheme funding arrangements
    • Energy cost deal not enough to ease pressure on pension scheme sponsors
    • Government will be under pressure to re-think modest state pension increase following further inflation surge
    • LCP advises on £570 million buy-in between Legal & General and Deutsche Bank pension scheme
    • LCP lead adviser on £530m buy-in between Standard Life and Cobham Pension Plan
    • LCP launches new strategic approach to help DB schemes navigate the fresh challenges and opportunities associated with soaring pension scheme funding levels
    • LCP announces 10 new partner promotions
    • Pensions no longer seen as ‘no-go’ area in M&A activity, as analysis shows £33bn of pension liabilities changed hands in corporate transactions during 2021
    • Green bonds must mean extra investment not just ‘greenwashing’ existing plans
    • Pensions Regulator’s funding statement reflects 'brave new world' of DB scheme funding
    • LCP Energy wins BEIS contract
    • Official estimates show employers face hit of ‘up to £34 billion’ from new pension rules
    • LCP advises the Marks & Spencer Pension Scheme on two further buy-ins totalling £750m
    • More support needed for DB transfer advice – new research from Royal London and LCP
    • Consultation on new TPR powers leaves many questions unanswered
    • Pension schemes should beware the 'risk of inaction' around member advice say LCP and Eversheds Sutherland
    • ‘Over half a million extra pensioners set to be dragged into tax net next year without further action by Chancellor’ – Steve Webb, LCP
    • LCP named best Pension Adviser at the Corporate Adviser awards
    • LCP completes £1bn of small scheme buy-ins and buy-outs
    • 1 in 5 pension schemes unprepared for October TCFD reporting deadline
    • ‘Work to do to make master trust boards more representative’ – LCP
    • Resilience & relationship building key focus for the year ahead – LCP annual report
    • LCP achieves PASA Accreditation
    • Budget 2020: Pension tax Budget reaction
    • LCP’s Laura Myers elected to PLSA Board
    • Financial distress bites as more than three in five employees borrow to meet basic needs across the UK
    • The ski slope of doom – is this the most important chart in pensions
    • LCP partners named in Top 100 Executive Allies list
    • LCP’s Covenant Services team set for future growth with two partner promotions
    • Pensions Dashboards delay must be kept to an absolute minimum to avoid dashboards ‘limbo’ - Steve Webb, LCP
    • Abolition of Lifetime Allowance means a ‘patch and mend job’ through pension regulations ahead of new tax year – David Everett, LCP
    • Avoid ‘panic buying’ of DB pension transfers
    • MPs press DWP over potentially underpaid state pensions to people who have divorced
    • LCP shortlisted in the Health Service Journal Partnership Awards 2022
    • Ministers have repeatedly ‘over-promised and under-delivered’ on pensions dashboards
    • LCP and Royal College of Obstetricians and Gynaecologists (RCOG) report shows that more than half a million women face prolonged waits for gynaecology care
    • New anti-scams measures risk ‘false positives and false negatives’ and may miss the target on member protection
    • LCP advises on £130 million buy-in by the QinetiQ Pension Scheme with Legal & General
    • Would you credit it – making the most of the National Insurance credits that can protect your state pension
    • British businesses have pumped £200bn pension contributions just to avoid drop in pension funding levels since 2007
    • Embrace opportunities as scheme funding levels continue to be buoyant - LCP
    • DWP ‘still has mountain to climb’ on fixing state pension errors
    • LCP appointed as pension adviser to the National Housing Federation
    • Removing performance fees from charge cap won't 'open flood gates' to illiquid assets
    • The 'S shouldn't be the poor relation in ESG' says LCP in response to DWP call for evidence
    • Additional 20GWh of battery storage could cut volume of wasted wind power by 50%, predicts LCP
    • LCP comments on latest NHS waiting list figures
    • RPI: what does the future hold?
    • Investors in the driving seat as average active global equity fees fall by 11% since 2017
    • A strong start to 2022 for UK pension risk transfer
    • New research shows ‘renters in retirement’ need ‘over half million pound pension pot’ – Steve Webb, LCP
    • Lifetime Allowance policy making financial planning ‘impossible’ - Budget 2021
    • McCloud: Still a 'long and winding road for schemes and members' despite Queen's Speech Bill
    • LCP and Pensions for Purpose call on government to reform pensions investments for sustainability and to tackle intergenerational inequality
    • Investment in longer life batteries mean Balancing Mechanism and Capacity Market set to ‘power up’ reliable revenue
    • “New DWP figures reveal state pension underpayments hit record levels” – Steve Webb
    • Decrease in prescriptions during the pandemic could be leading to avoidable deaths from heart disease and strokes
    • Strong sponsor relationships vital for trustees in high-interest rate environment- LCP
    • LCP advises on £400m bulk annuity deal between Aviva and Deutsche Bank
    • LCP scoops Diversity Initiative of the Year at InsuranceERM Awards 2020
    • Money set to ‘flood’ into pensions from higher earners following Budget – Steve Webb
    • New DWP figures show dramatic drop in state pension gender gap – Steve Webb, LCP
    • LCP announces 15 new partner promotions
    • Inflation surge set to ‘double’ tax hit on pension savers
    • Risk of ‘unintended consequences’ from new pension reforms
    • Updated waiting list figures from NHS England for March 2022, analysis from LCP’s NHS Waiting List Tracker
    • CMI confirm proposal for life expectancy assumptions to fall by 6 months - LCP
    • Corporate boards need to engage with pensions and reassess strategy to embrace emerging opportunities - LCP
    • ‘At face value the PM’s Net Zero speech has created some uncertainty for investors but could also present us with an opportunity’
    • Only an everlasting hangover from Covid-19 will lead to big reductions in typical UK pension scheme liabilities
    • Unlocking the £1.5tn of assets in DB pensions could power possibilities for UK plc – LCP
    • Pension buy-ins and buy-outs hit record £34bn over the past year as landmark deals complete
    • Trustees warned to assess impact of interest rate rises on strength of sponsoring employer
    • LCP responds to publication of the Pension Schemes Bill
    • Independent schools to be hit by TPS cost increases, with schools’ contribution rates potentially rising as far as 30% of salaries - LCP
    • Stuart McDonald joins LCP partnership to develop innovative approaches to understanding and managing longevity risk, and tackling the long-term pandemic fallout
    • Could new divorce law mean even fewer couples share pensions? – new paper from former minister Steve Webb and specialist barrister Rhys Taylor
    • Elderly widows set to be left to endure fuel poverty even after energy costs help
    • Can the Chancellor escape his pensions 'triple lock?'
    • Negative inflation could see new funding pressures on pension schemes
    • TPR keeps up pressure on schemes over future funding despite COVID-19
    • Half of UK pension schemes now have a Professional Trustee, a third of those have a Sole Trustee as market boom set to continue
    • LCP predicts that as many as 15 FTSE 100 companies are set to offload their UK pension plans
    • Smaller schemes still being successful in a busy buy-in market: LCP completes nearly £1bn of transactions for smaller schemes over 2023
    • ‘Smoke signals from Regulator’ suggest progress on Superfunds
    • Should you consolidate your pensions? – New guide from LCP to the pros and cons of putting all your pensions in one basket
    • LCP completes £2bn of small scheme buy-ins and buy-outs, as smaller transactions continue to be crowded out of the market
    • Women pensioners set for £100m+ refund from DWP
    • Hundreds of thousands of women pensioners could face ‘Marriage Allowance mayhem’ – Steve Webb, LCP
    • Extension to deadline for state pension top ups ‘hugely welcome’ – Steve Webb, LCP
    • LCP wins three awards at the InsuranceERM Awards 2023
    • LCP’s streamlined service for buy-ins and buy-outs surpasses £3bn with the latest c.£60m full buy-in between the Hyde Housing Scheme and Just
    • DWP proposals aim to call time on the “tick box” approach to stewardship
    • Head of LCP Health Analytics joins cross party Health and Prosperity Commission, as new analysis shows that poor health could have an £8bn impact on the economy this year
    • Small pension pots: “Government needs to ‘get off the fence and take action’”
    • LCP launches Health Analytics team to track and transform UK health outcomes
    • Record-breaking H1 2023 with over £20bn of buy-ins/outs now confirmed – LCP
    • CMI consultation highlights debate around post-pandemic life expectancy - Chris Tavener, LCP
    • Employers and trustees need to do their ‘homework’ before Master Trust selection, as 2023 saw 10% difference between best and worst performing Trusts – LCP
    • Insurance firms reporting Brexit as a key risk doubles over the last year
    • Vitally important to avoid ‘dumb dashboards’
    • LCP announces new head of Pensions Administration
    • LCP advises on c£370m buy-in between Heathrow’s BAA Pension Scheme and Legal & General
    • Record breaking heatwave causing havoc for energy systems
    • New projections show that there could be annual savings as large as the current UK defence budget if focus is put on prevention and productivity in public healthcare
    • Budget pension tax relief fix for low-paid “messy, belated and likely to be ineffective” – Steve Webb, LCP
    • New figures show mortgage safety net ‘has largely been dismantled’
    • New regulations address errors in Finance Act but not yet ‘job done’ for HMRC when it comes to legislating for the new tax regime – LCP
    • "The Great Retirement or the Great Sickness?” – is the Government at risk of ‘barking up the wrong tree’ on the rise in economic inactivity
    • Chancellor’s announcement won’t go far enough to persuade investors to ‘Buy British’ - Stephen Budge, LCP
    • DWP Select Committee report – LCP reaction – ‘Pension rules need to reflect the world of today not the world of yesterday’
    • LCP wins BEIS contract
    • All parties will need to 'tread carefully' to avoid falling foul of the TPR’s new powers
    • LCP continues on growth path as firm treads new ground, keeping focus on clients and colleagues
    • Football manager game developer Sports Interactive becomes new Transferlab client for women’s platform
    • LCP Energy responds to the Government’s latest proposals to reach net zero
    • “Quiet scandal” continues as HMRC admits paying back over £900m in overpaid tax on pension withdrawals
    • LCP comments on latest NHS waiting list figures (1)
    • Poor wellbeing could be costing the UK economy over £4 bn a year - LCP
    • DWP decisions on pension charges welcome, but more action needed on small pots
    • The Spring Budget lacked the decisive support that the energy industry needs to deliver net zero - LCP Delta
    • Financial illiteracy stopping many employees from aligning their pension investments with their ethics
    • LCP comments on UK government commitment to net zero greenhouse emissions
    • DC schemes urged the ‘time is now’ to review, design and set ESG and net zero targets
    • DWP focus on data seeks to address one of the main barriers trustees face when considering social risks and opportunities
    • ‘New inflation and earnings data make triple lock pension ‘fudge’ much more likely’
    • ‘Urgent clarity’ sought from regulators over pension scheme funding - Covid-19
    • Retirees need to ‘look under the bonnet’ before investing
    • New ACA steering group will assess risks and opportunities for the pensions industry from AI
    • “Millions of pensioners face £83 per month energy bill hit next year” – Steve Webb
    • £100bn: FTSE100 pensions surplus breaks landmark threshold despite challenges
    • Chris Martin joins LCP to lead the De-risking Data Strategy arm of LCP’s Data Services team
    • LCP advise on £500m buy-in between Legal & General and Deutsche Bank Pension Scheme
    • Getting DB schemes to take more investment risk requires ‘secret sauce’ of enhanced PPF protection for members
    • Latest ONS life expectancy analysis is ‘glance in the rear-view’ mirror as trustees and sponsors need to have eye on future trends – LCP
    • The PPF and Covid-19 – Can the lifeboat sail to calmer waters?
    • New Treasury pension proposals risk creating ‘second class’ pension schemes
    • “Mothers missing millions” - New campaign launched to help mothers fix an error in their state pension
    • LCP advises on pension risk transfer transactions for c. £800m between Legal & General and TUI Group UK Pension Trust
    • Budget 2022 impact on DB pension schemes – ‘likely to further reduce deficits’ – Jon Forsyth, LCP
    • Following 5 crucial steps will help company directors to ‘avoid unwanted Regulator scrutiny and manage reputational risk’ as new TPR powers come into force
    • English football clubs lost over £1bn in 2021/2022 - with a huge reliance on owners to keep many clubs afloat
    • New FOI reveals over 300,000 people have protected themselves against Lifetime Allowance cuts but new applications slowing to a trickle
    • Chancellor's consultation announcement 'missing the point' on issues around DC scheme investment
    • Pension tax relief and the 2020 Budget
    • New DWP consultation welcome – but needs more focus on post-retirement landscape
    • New DC Chair’s Statement will reduce time and cost.,
    • Government ‘cooling’ on pension lifetime provider proposal ‘most welcome’ – Steve Webb
    • LCP lead pensioner buy-in transaction for the Church Workers Pension Fund
    • New pension scheme funding rules risk forcing employers into ‘one-size-fits-all straitjacket’
    • LCP comments on newly published Pension Schemes Bill
    • DB transfer take-up and quotation rates remain close to historically low levels – LCP
    • Hundreds of members face anti-scam interviews before transfers go ahead
    • Market for transferring pension schemes to insurers set to ‘skyrocket’ as combined scheme liabilities tumble by close to £1 trillion in a year
    • First Clara transaction could catalyse £5bn of superfund transactions over the next few years
    • SHPS valuation results show housing associations will be hit by huge increases in pension contributions
    • “Hundreds of thousands of mothers set to get state pension boost following ‘highly welcome’ Government announcement” – Steve Webb
    • Protecting against LDI ‘systemic risk’ requires “better data” on pension scheme funding and investments
    • Pension Schemes Bill passes through Parliament – but may not come fully into effect until well into 2022
    • Government must ‘Iron out the creases’ to make CDC schemes more accessible
    • Football should look to the pensions industry for inspiration when setting up its new regulator
    • LCP advises on c.£280m buy-in between Canada Life and the Bayer Group Pension Plan
    • HMRC forced to refund over £800m in overpaid tax on pension withdrawals – time for the ‘money merry-go-round to end’
    • LCP advises on Legal & General £70 million buy-in transaction with the ICI Pension Fund
    • Women bearing brunt of indirect impacts of Covid-19 pandemic as new analysis shows gynaecology waiting lists have shot up by 60% in three years
    • Hydrogen installed capacity in Europe set to grow by over 800% in 2023
    • ‘Pot for life’ proposals risk undermining high quality workplace pension provision – Laura Myers, LCP
    • LCP advises on £100 million bulk annuity deal between Countrywide Farmers Retirement Benefits Scheme and Legal & General
    • New HMRC figures show increasing impact of squeeze on pension tax relief
    • LCP acts as lead transaction adviser to RSA and Intact on £6.5bn buy-in transaction
    • LCP welcomes ‘major milestone’ for pension schemes and climate risk
    • LCP advises on bulk annuity deal of just under £930m between Littlewoods Pensions Scheme and Rothesay Life
    • LCP launches new approach to responsible investment to focus industry attention on action
    • Professional Trustee market soaring, seeing 10% increase in appointments in one year with a 20% increase in Sole Trustee appointments
    • Amlan Roy becomes an LCP Partner
    • LCP reacts to EDI guidance from The Pensions Regulator
    • New HMRC guidance on GMP equalisation will save trustees ‘time and money’
    • LCP’s Laura Myers to chair PLSA group on ESG reporting guidance
    • Pension pain set to ease for UK Plc as FTSE100 companies see ten-fold increase in their surpluses
    • Brazilian Football Club Grêmio joins TransferLab
    • LCP named Employee Benefits and Actuarial Consultants of the Year
    • Britain could save £50bn by decarbonising smarter and faster, study shows
    • Trustees need to study impact of rising borrowing costs on corporate sponsors
    • Government announces “mind-numbing” £3 billion repayment to underpaid women on state pensions
    • Starting gun fired for new funding regime
    • LCP joins industry initiative to tackle under-representation of black talent in investment industry
    • LCP advises trustee on £510 m buy-in of Next Group 2013 Pension Plan by PIC
    • Investment Consultants Sustainability Working Group (ICSWG) endorses Impact Investing Institute Principles
    • LCP advises on £370 million buy-in of Yell Pension Plan with PIC
    • LCP’s Andrew Fortescue and David Millar named in top 100 executive allies list
    • Hitting Government Net Zero target presents £350bn investment opportunity over next 30 years
    • LCP responds to new PASA Pensions Tax Guidance on GMP Equalisation
    • Falling renewable energy auction prices ‘takes us much closer to a mature low carbon energy system'
    • LCP advises the corporate sponsor on the execution of a £6bn longevity swap by its pension scheme trustees
    • Trustees should focus on ‘real-world impact’ to avoid a 'tick-box' TCFD compliance exercise - LCP
    • LCP comments on latest NHS waiting list figures (2)
    • Member views implications for your investment strategy
    • Boosting communication & breaking down technical barriers is needed to create a ‘virtuous cycle’ between insurance actuaries and boards
    • LCP appoints Dan Mikulskis as partner in its growing investment team
    • 2022 another strong year for UK pension risk transfer as the market gears up for a sharp acceleration over 2023-2025
    • LCP wins in two categories at the UK Pension Awards
    • Official figures show widening gap between low income workers and pensioners in 2020/21 – Steve Webb, LCP
    • Seismic shift as number of DB schemes seeking risk transfer to insurers jumps by over 50% – LCP
    • How the “strategic CRO” will help insurers keep pace with a changing risk landscape
    • Managing priorities a barrier to streamlining and enhancing reserving
    • LCP signs up to Disability Confident Employer scheme
    • DWP plans to promote illiquid investments “could increase scheme costs without improving member outcomes” – Laura Myers, LCP
    • Regulator’s failure to mention climate risk in new funding code a ‘glaring omission’
    • Trustee register good news, but mandating one accredited trustee on each scheme risks being a tick box exercise that fails to enhance skills- Nathalie Sims, LCP
    • Supermarket shop, socialising, subscriptions, savings and insurance: Brits leave no stone unturned on making cuts to tackle cost of living crisis
    • Slump in the pension transfer market as nearly 2000 advisers leave the market in 4 years and transfer values plummet – LCP
    • LCP responds to announcements on the future of RPI
    • LCP reacts to the 2021 Annual Funding Statement from the Pensions Regulator
    • Market swings due to Covid-19 more significant for scheme funding than mortality impact
    • Fast moving DB world means schemes need to re-focus their attention
    • New DB funding regulations ‘a missed opportunity’ – David Fairs, LCP
    • Regions being ‘left further behind’ as drive to cut NHS waiting lists has most impact in the South East
    • RPI shake-up: Gains and losses could run into tens of millions of pounds for pension schemes
    • LCP lead adviser on £3.4bn British American Tobacco UK Pension Fund buy-in
    • International day against homophobia, biphobia and transphobia
    • LCP lights up Winchester purple and raises £20,000 to support Pancreatic Cancer awareness
    • ‘Landmark day’ as DWP backs measures to expand automatic enrolment – Steve Webb
    • LCP reacts to DC pension reform plans
    • Government consults on LCP proposals for reforms to make better use of DB pension scheme assets
    • Reform of solvency requirements on insurers could have “significant impact” on pension buy-out market
    • Strong funding position is no blip as FTSE100 pensions position remains over £100bn for fourth consecutive quarter. Sponsors now need to embrace opportunities – LCP
    • New strategy is welcome, but focus on bringing down wait times needs to be 'razor-like' to improve care for women
    • ‘Even 2025 looks challenging’ – LCP reaction to Pension Dashboard rollout plan
    • ‘Sting in the tail on state pension age as independent review floats rise to 69 in late 2040s’ – Steve Webb, LCP
    • Nearly a third of investment managers still not considering ESG factors for all asset classes
    • ESG and stewardship SIP deadline: A landmark day for responsible investment
    • LCP joins PPF’s Trustmark initiative
    • Why savers should not (always) be afraid of the Lifetime Allowance
    • Updated waiting list figures from NHS England for November 2021, analysis from LCP’s NHS Waiting List Tracker
    • RPI reform: what does it mean for pension schemes and members?
    • Big question for 2024 will be if and when the Bank feels able to start cutting rates – LCP comment on interest rates
    • ‘Millions of pensioners and workers set to see boost to security of their pensions’ – new research from LCP
    • LCP Partners increase ownership of the business
    • Rising expectations leaves a mixed picture for investment managers on ESG issues
    • LCP welcomes two new Investment experts to its growing team
    • DB pension scheme survey shows that 1 in 5 think diversity issues are a ‘governance burden’
    • ‘Clock is ticking’ for trustees to meet governance obligations now long-awaited Code of Practice published - LCP
    • Old state pension paperwork may conceal a hidden windfall
    • New Pensions Act offences have far reaching implications for corporate Britain
    • FTSE100 Pensions: Heading to unchartered territory after yet another landmark reached
    • Consultation response makes it clear that the industry will need to do the 'heavy lifting' on pension dashboards
    • Two thirds of audience at LCP’s DB pensions conference think that DB pensions ‘not a success story’
    • Innovative study quantifies the wider health and societal value of developing new antimicrobials in the face of the antimicrobial resistance pandemic
    • DWP ‘missing the point’ in new pensions dashboards consultation
    • Survey shows schemes have a ‘long journey to go’ on dashboard preparedness – LCP
    • LCP joins UK pension insurers in committing to Sustainability Principles Charter
    • Sole Trustee appointments grow by 20% for second year in a row, with smaller schemes leading the charge – LCP
    • Bulk annuity insurers are ‘upping their game’ on ESG but remain ‘behind the curve’ when it comes to stewardship according to LCP
    • LCP becomes a signatory of the Race at Work Charter
    • Hidden health needs ‘the elephant in the NHS waiting room’ as waiting list number could rise to over 15 million in 2023
    • LCP warns that rising inflation could ‘put brakes’ on GMP Conversion
    • Driving local decarbonisation: Northern Powergrid, TNEI, and LCP Delta secure Ofgem funding for £14.5m ‘Community DSO’ project
    • Energy crisis drives boom in home solar and battery markets across Europe
    • “GB BESS storage profits have seen a major downturn in 2023, increasing the need for investors to adopt sophisticated strategies to maintain profitability” – LCP Delta
    • Heat pump costs projected to fall by 40%
    • Shell Recharge research suggests increasing EV adoption is driving range confidence
    • Pension transfer activity slumps to fresh low as new regulations bite
    • Time to rethink pensions dashboard strategy
    • Insurance industry warned not to be behind the curve when it comes to being prepared for impending climate change regulation
    • LCP signs up to new Diversity Charter to tackle a lack of diversity across the fund management industry
    • Updated waiting list figures from NHS England for June 2021, analysis from LCP's NHS Waiting List Tracker
    • LCP commits to Net Zero from 2021
    • LCP have become a signatory of the UK Stewardship Code 2020
    • LCP put climate change at the heart of their investment offering in COP26 year as they warn it’s ‘crunch time’ for action
    • New figures “no excuse for a Budget raid on pension tax relief”
    • Small pension pot issue needs to be solved but solution needs to be ‘joined up’ with industry changes
    • FTSE 100 pension schemes maintain IAS19 surplus but need to understand impact of inflation & potential new funding rules to avoid shocks and surprises
    • Genuine inclusion requires ‘more than just a seat at the table’ - LCP responds to FCA consultation
    • DB schemes need to pay more attention to inflation
    • DWP plan to scrap ‘Bauer’ judgment raises “serious issues over pension protection”
    • LCP scoops two awards at the Women in Insurance awards
    • LCP welcomes Dr Ben Bray to its growing Health Analytics Team
    • LCP women win big at industry awards
    • Pension schemes need to factor in the’ enduring legacy’ of pandemic mortality trends
    • ‘Pension schemes face uncertainty as new rules delayed by election’ – David Fairs
    • LCP advises on c.£900 million buy-in between Legal & General and the ICI Pension Fund
    • A quarter of trustees think fiduciary duty shift will help tackle climate risks - LCP
    • LCP Delta: Dash for gas could see UK household energy bills and inflation increase in Q4
    • LCP research finds nearly 2.5m pensioners will still pay tax on their state pension after implementation of ‘triple lock plus’ policy
    • LCP advises on The Sibelco UK Occupational Pension Scheme’s full £165 million buy-in with Aviva
    • FTSE100 DB pension schemes being in surplus is ‘new normal’ as latest figure stands at £42 bn - LCP
    • EV drivers in the UK pay the most for high-power charging while France and Norway enjoy the lowest rates – LCP Delta tool reveals
    • DB schemes proactively taking steps to manage risks as funding positions continue to improve – LCP
    • New HMRC figures show number of taxpaying pensioners continues to ‘soar’
    • Pride in Pensions – join O:pen for their end of Pride event
    • Continued strong scheme funding levels bring exciting opportunities – LCP
    • LCP advises on Menzies Pension Fund’s £260 million buy-in with Just Group
    • Small schemes driving force behind record buy-in/out activity in 2023
    • LCP lead advisor on £1.2bn buy-in between TotalEnergies UK Pension Plan and PIC
    • Wave of innovations needed across energy networks to support push to net zero
    • Ambitious electricity project to accelerate decarbonisation of the River Thames
    • Most energy experts have a positive outlook for Europe's EV market - but with some more 'cautious' than others
    • Long duration energy storage could cut cost of GB power system by up to £24bn and reduce emissions
    • LCP Delta welcome ‘major milestone’ announcements on Hydrogen but warn more emphasis needed on storage
    • Manufacturers of residential green tech need to ‘adapt to thrive’ as traditional routes to market become disrupted
    • UK at risk of missing international commitments on cutting greenhouse gas emissions
    • Offshore Wind snub shows need for Government rethink
    • "A new colour of government doesn't mean a radically different path for pensions policy" - David Fairs
    • New government needs a strong investment plan to meet ambitious decarbonisation targets – LCP Delta
    • A new government is an opportunity for a Beveridge moment to tackle the five great ‘evils’ undermining DC pension saving – LCP
    • LCP predicts another new entrant to the buy-in/out market in 2024 taking the market to a record 11 insurers
    • Brookfield's entry marks milestone for UK's thriving bulk annuity market - LCP
    • Market evolution and consumer need will drive Home Energy Management system sales growth as 2.4 million installed in 2023 – LCP Delta
    • Talented and passionate people and a strategy of having eyes ‘firmly on the future’ leads LCP to record breaking year
    • PASA appoints LCP Partner David Fairs as a Director
    • LCP estimates that councils could save £3 billion each year by cutting LGPS contribution
    • LCP research highlights that the expected benefits of a CDC scheme could be 50% better than DC schemes
    • Pension Schemes Bill ‘business as usual’ – Steve Webb, LCP
    • ‘Smoke-free generation’ bill could lead to a cohort of young people living up to a decade more in good health – LCP
    • ‘Two-stage pensions review offers potential for faster implementation of pro-growth pension reforms’ – Steve Webb
    • New figures show efforts to fix mothers’ state pension errors ‘proceeding at a snail’s pace’ – Steve Webb
    • LCP data highlights that over 750,000 women in the UK are currently waiting for hospital gynaecology services
    • Pension schemes totalling £84 billion back LCP's call for policy changes to combat climate change
    • Labour say they want growth – but will the funding code help deliver it? – LCP
    • ‘Pensioners living on standard rate of new state pension set to lose up to £300, as Winter Fuel Payments abolished for those on not on benefits’ – Steve Webb, LCP
    • ICSWG launches new workstream to free trustees from ‘tick box’ exercises and enhance sustainable investment practices
    • “Surge in pension credit take-up could slash savings from Winter Fuel Payment cut” – Steve Webb, LCP
    • New analysis by LCP shows English men’s football club losses hit £1.2bn in the 2022-23 season
    • New survey reveals that 1 in 4 Brits are thinking about taking a second job as financial pressures continue to bite
    • LCP advises on £1.1 billion buy-in between Legal & General and the SCA UK Pension Plan
    • Surplus levels unchanged as sustained push towards schemes running-on – LCP
    • LCP comments on bank rate cut
    • Survey of UK employees reveals 63% are borrowing to meet basic financial needs
    • Government’s VFM strategy risks being undermined by ‘unintended consequences’
    • Energy levy shakeup will ‘level playing field,’ limiting the risk of crowding out investors
    • SHPS deficit halves – presenting opportunities for housing associations – LCP
    • DWP making new errors on widows’ state pensions – LCP launches new tool to help people check
    • Healthcare costs surge over 60% for those with the highest obesity rates, LCP health study reveals
    • New FOI reveals over 1,800 people could be sitting on a ‘pensions goldmine’ which will go unclaimed unless they reply to DWP letters – Steve Webb
    • As significant gilt holders, pension schemes can play a key role in addressing climate risk – LCP
    • National Grid UK Pension Scheme outsources executive services to LCP
    • “5 out of 6 pensioners below the poverty line set to lose Winter Fuel Payments” – Steve Webb, LCP
    • LCP advises on £1.3 billion buy-in between Coats UK Pension Scheme and PIC
    • Time to amend ‘ludicrous’ PPF levy legislation – Steve Webb, LCP
    • “No one size fits all” solution – as schemes of all sizes look at benefits of run-on
    • Schemes need to be prepared to combat risk of deflation – LCP
    • TPT Growth Plan valuation results set to trigger employers to re-evaluate their options – LCP
    • Trustees can now plan valuations to ensure they have everything they need to complete their Statement of Strategy
    • LCP survey reveals half of UK pension schemes now under Professional or Sole Trustee management for the first time
    • Smaller buy-ins drive record transaction numbers in H1 2024, with a flurry of giant transactions set to dominate H2
    • When it comes to productive finance, government should “improve the quality of the carrot before bringing in the stick”
    • “Urgent need for better at-retirement support” – Steve Webb, LCP
    • DB schemes need to understand how trends in UK public health will impact longevity assumptions in wake of two key reports into the NHS
    • Multi-billion-pound hit on employer pension contributions ‘likely to be in Chancellor’s sights’ for Budget – LCP
    • Dutch actuarial projections do not yet reflect slowdown in life expectancy gains – LCP
    • Another strong financial year for the insurance market despite navigating growing risks – LCP
    • Surplus levels remain healthy as more schemes actively taking endgame decisions - LCP
    • LCP advises the Trustee of the Thomas Miller & Co Ltd Retirement Benefits Scheme on £140m full buy-in with Aviva
    • Major milestone reached in battle for pension justice for married women
    • Launch of CDC could be a Red Letter day for pensions
    • New CDC regulations could open up fresh pension options for millions of people
    • Insurer participation in buy-in processes rises as annual transaction volumes reach cruising altitude
    • Addressing training and gaps in net zero targets is crucial as 40% of investment managers struggle to gauge their progress
    • Latest regulations bring clarity to new pensions tax regime and means trustees can ‘uncross their fingers’
    • LCP advises Church of England Pensions Board on £145m buy-in with Aviva for the Church Workers Pension Fund
    • Upward revision of earning figures gives Rachel Reeves ‘unwelcome’ extra £100m bill for state pension rise next year
    • Aaryaman Banerji joins LCP as Head of Football Governance
    • LCP reaches £4bn secured through LCP’s Streamlined Buy-in Service following completion of a full buy-in with Aviva by the Trustee of Rotork Pension & Life Assurance Scheme
    • VFM framework needs to focus on member outcomes rather than ‘onerous’ asks that don’t measure the right things
    • New FOI shows Government ‘set to miss tens of thousands of older pensioners’ in drive to find mothers missing out on NI credits
    • Clarification of pensions surplus rules could net HMRC extra £10bn
    • UK investors with at least £184bn under management support policy action to meet scale of climate challenge outlined in latest UN report
    • New Football Governance Bill ‘a significant victory for the English Football League at the expense of the Premier League’ according to LCP’s Head of Football Governance
    • Investment managers must prioritise engagement and policy advocacy to address systemic risks
    • LCP advises on £1.1 billion full buy-in between Legal & General and Deutsche Bank Pension Scheme
    • New analysis: Planned electricity grid upgrades wipe out zonal pricing ‘benefits’
    • National Insurance hit on employers is ‘a major setback’ to hopes of progress on Britain’s undersaving crisis
    • LCP Delta involved in three innovative projects that have received Ofgem funding
    • New state pension ‘guaranteed’ to exceed tax threshold in 2027 under triple lock policy
    • Inheritance Tax move on pension death benefits marks major change
    • Decision not to further extend income tax freeze welcome but similar freezes in pensions shouldn’t be ignored
    • Today’s Budget makes pensions more tax efficient for employers
    • New rules on pensions and IHT threaten ‘bureaucratic nightmare for grieving families’ – Steve Webb, LCP
    • LCP highlights the importance of schemes carefully managing their moves to buy-out and wind-up, with insurers and administrators working hard to overcome industry-wide resource challenges
    • DB pension scheme sponsors can seize new opportunities in today’s shifting landscape – LCP
    • US election results: “Implications for investment opportunities are significant” - Zuhair Mohammed, LCP
    • LCP advises on £70 million buy-in between West Bromwich Building Society Staff Retirement Scheme and Canada Life
    • LCP advises on £250m of buy-ins between the Halma Group Pension Plan and the Apollo Pension and Life Assurance Plan and Standard Life
    • Electric Thames project secures major funding boost to power London’s grid and decarbonise the river
    • Bank of England cuts interest rates, but recent economic and political events signal tougher decisions ahead - LCP
    • Funding levels improve over October as endgame strategy decisions continue
    • Investment community must address climate change as a systemic financial risk amid rising market uncertainty - LCP
    • LCP advises on £1.8bn Just Group transaction to secure all pension benefits of the G4S Pension Scheme
    • UK ‘massively undervaluing’ health improvement measures – LCP
    • Mansion House reforms: Consolidation shouldn’t come at the expense of innovation and fresh thinking – Stephen Budge, LCP
    • Mansion House reforms: LGPS consolidation may work but a reduction in contributions would deliver relief to councils more quickly
    • New RCOG report reveals devastating impact of UK gynaecology care crisis on women and NHS staff
    • Important for schemes to ‘tackle the tough questions’ when deciding their endgame strategy – LCP
    • CDC market set for growth, but governance provisions could limit participation
    • Not-for-profit employers should review their strategies in light of Growth Plan 2023 triennial valuation results – LCP
    • Trustees shouldn’t forget ‘the big picture’ before delving into the details of the DB Funding Code - LCP
    • New figures show mortgage lending past pension age ‘now an entrenched feature of the mortgage market‘
    • Downward pressure on motor premiums as the Lord Chancellor updates the Personal Injury Discount Rate – LCP
    • “Important not to draw the wrong conclusions” about new PPF figures
    • Funding levels improve over November as new innovative deal expands portfolio of endgame options available for pension schemes - LCP
    • LCP advises on £370 million buy-in between PIC and the Hays Pension Scheme
    • LCP Health Analytics working on new AI initiative to transform urgent and emergency care
    • LCP advises on the £210m transfer to Clara of the Wates Pension Fund
    • Data and real-world evidence must drive further action to reduce waiting lists, following the RCOG Women’s Health report - LCP
    • Innovation and adaptability crucial for solar market recovery – LCP Delta
    • LCP poll: Over 70% of schemes believe pension administrator capacity is the biggest roadblock to buy-out
    • WASPI decision sets extremely worrying precedent
    • Bank of England holds interest rates amid persistent inflation challenge - LCP
    • Pension risk transfer market set for vibrant 2025 with expanding range of providers and continued high deal flow
    • 2025 will be year of ‘reset’ for the European heating sector – LCP Delta
    • Choosing the right insurer is more than a box-ticking exercise - asking the right questions is key to navigating the increasing complexities of the buy-in market - LCP
    • PRA sets 2025 priorities for UK BPA insurers - striking the balance between growth and resilience – LCP
    • Charities urged to understand changes and get prepared for new funding regime – LCP
    • Government drive to ‘mega funds’ in DC market isn’t in best interests of scheme members or UK economy
    • LCP Delta win Ofgem funding to deploy new and cost-effective alternate uses of gas infrastructure
    • LCP appoints Holly McArthur as Head of Sole Trusteeship in response to soaring growth in market
    • Obesity diagnosis recommendations reflect the complexity of the condition but risk unintended consequences – LCP
    • “Victory in a 10-year campaign to end the scandal of over-taxed pensions” – Steve Webb, LCP
    • Chancellor’s ‘£100bn opportunity’ for DB schemes to support the UK
    • ‘Very positive step’ to reform PPF levy – Steve Webb, LCP
    • ‘Budget change to Inheritance Tax on Pensions set to be ‘gold mine’ for government’ – Tim Camfield, LCP
    • Government’s plans for extracting ‘surplus’ DB funds go much further than most have realised
    • Bank of England cuts interest rates, but slow growth and possible tariffs on the horizon means decision making won’t get any easier
    • Unlocking potential investment in offshore wind, energy storage and home retrofit can harness green growth
    • Government announcements strengthen case for endgame review as funding levels begin 2025 strongly
    • David Fairs announced as Chair of the Pensions Administration Standards Association
    • The UK solar PPA market has benefitted from fortunate conditions, but buyers and sellers should not expect lucky streak to continue
    • LCP advises on £370 million buy-in between the TUI Group UK Pension Trust and Legal & General
    • Europe reaches 1 million public EV charge points, set to double by 2029 – LCP Delta
    • Sustainable investment working group sets out priorities to free trustees from regulatory burdens and encourage sustainable investment
    • LCP advises on c.£50m full buy-in between The Low & Bonar Group Retirement Benefits Scheme and Just
    • Progress has been made in Demand-Side Flexibility, but urgent acceleration is needed to keep up with challenges ahead – LCP Delta & smartEn
    • LCP appoints Laura Amin and Lydia Fearn as Co-Heads of Consolidation
    • LCP responds to latest CMI Mortality Projections Model
    • A health equity framework in health technology assessment could enable ‘health-driven prosperity’ – LCP
    • Low carbon investment doesn’t have a ‘2030 time stamp’, and investors support ambitious policies that unlock this investment - LCP
    • Big gulf between best and worst when it comes to Master trust service standards
    • Gavin Smith joins LCP from Legal & General
    • Government ‘softens deadline’ on paying state pension top-ups
    • Brookfield set to join the UK bulk annuity market, bringing additional competition and favourable pricing - LCP
    • LCP scoops award for AI Insurance tool at industry awards
    • LCP marks 100th transaction through its streamlined buy-in service as these services help unlock record growth in small scheme transactions
    • Continued developments in endgame options as strong funding levels persist
    • Speeding up transmission infrastructure key to UK’s 2030 Clean Power targets—inaction could cost households £100 more in 2030
    • New AI tool Transpose will make information more accessible and customised – LCP
    • Mothers warned of risk of ‘wasting money’ topping up NI contributions
    • LCP Health Analytics launches new Medicines Nexus tool that will be ‘game-changer’ for NHS data
    • The new Independent Football Regulator must foster collaboration between leagues and ‘tackle’ financial inequality
    • Bank of England holds interest rates steady in a difficult environment, as widely expected
    • Investment in new energy start-ups and scale-ups quadruples, with the UK, Germany, the Netherlands, and Sweden leading in Europe
    • Most competitive year ever in the BPA market as six insurers each write over £5bn for the first time
    • Europe accelerates renewable energy growth: 89 GW of energy storage installed by the end of 2024, with a strong outlook for 2030
    • Investment managers shouldn’t neglect tackling systemic risks as political landscape changes
    • FCA fresh thinking on using pension pots for house deposits ’a welcome development’ – Steve Webb, LCP
    • LCP announces 9 new Partner promotions
    • How fewer than 500 people control over half a trillion pounds in pension assets - and what makes them tick
    • Competition and Government changes give schemes plenty of options to consider
    • Still a long way to go before savers see benefits from Small Pots consolidation
    • Bill for underpaid state pensions set to hit £1 billion, with women biggest losers
    • Pensions Regulator’s annual funding statement ‘Useful clarification, recognising improved funding levels and current uncertainties’
    • CDC announcement will herald ‘exciting range of new decumulation options for next generation of retirees’
    • Major new research shows home-owning pensioners ‘front-loading’ spending in retirement
    • Smart microgrid study launched to help North East industry cut emissions and boost energy resilience
    • Mansion House Accord a “bold and positive step for pension savers”
    • UK pension scheme funding remains strong despite equity market shocks - LCP
    • DWP admits increase in error rates on state pensions – Steve Webb, LCP
    • New analysis shows that 5 companies account for half of the £40bn FTSE100 pension scheme surplus, representing ‘huge opportunity’
    • Europe’s green hydrogen pipeline exceeds 100 GW by 2030, but market headwinds could mean only a third will be realised
    • “One million pensioners now paying tax at 40% or above - doubled in four years. Will face ‘triple whammy’ because of knock-on impact on tax rates on savings and capital gains”
    • “Prime Minister’s pledge to expand Winter Fuel Payments faces ‘formidable’ practical challenges”
    • New figures show Government failing to reach ‘vast majority’ of mothers still suffering from state pension underpayments
    • HMRC publishes research around ‘hypothetical’ cuts to salary sacrifice for workplace pensions – shows potential cuts ‘firmly on the agenda’ says Steve Webb, LCP
    • Government ambitious plans for DB scheme surpluses avoid unnecessary ‘layers of caution’ – Steve Hodder, LCP
    • ‘Risk that government pension reforms lose sight of member interests’ – Laura Myers, LCP
    • Government plans to free up surplus pension funds a ‘red letter day’ for pensions – Steve Webb, LCP
    • Most DB schemes already plan to share surplus or will review strategy, LCP survey finds
    • Katie North-Walker joins LCP’s Pension Risk Transfer team to spearhead work on member experience
    • Virgin Media announcement – “there will be sighs of relief all round."
    • Pensions Bill: “We welcome the ambition to help DC schemes fulfil their potential, but there are risks in a market dominated by megafunds”
    • Pensions Bill: No surprises on superfunds, but 2028 date will be frustrating for current market participants
    • Decumulation only CDC schemes could be ‘game-changer’ for today’s savers
    • Number of losers from winter fuel policy ‘set to rise by half a million’
    • LCP Delta joins project to unlock energy savings for social housing tenants
    • LCP advises MGN Pension Scheme on £150m buy-in with Just Group
    • Research from LCP Health Analytics and Trinity College Dublin highlights the importance of aligning clinical trials and real-world data in Alzheimer’s disease to enable faster access approvals
    • Majority of DB schemes ‘only starting to digest’ new endgame freedoms
    • The 2025 Pension Schemes Bill unlocks potential £600bn market for DB superfunds
    • Clara announce first Connected Covenant deal and first deal with a charity as nearly half consider that a DB Superfund could be an appropriate endgame for their DB scheme
    • LCP Health Analytics launches US Access Solutions with two strategic hires
    • Government and Regulator announcements provide renewed impetus for schemes to consider their endgame - LCP
    • Bank of England holds rates steady as inflation remains above target
    • LCP successfully connects to the Pensions Dashboards ecosystem
    • Data and benefit issues causing headaches but schemes feeling more resilient when it comes to cyber risk
    • Government takes a positive step with its transition plan consultation, but getting the balance right will be key - Claire Jones, LCP
    • New CMI model will lead to the first significant increase in pensioner life expectancies
    • Rajiv Gogna appointed as new Head of LCP Delta
    • UK solar roadmap heads in the right direction but cost and regional gaps must not be overlooked - LCP Delta
    • Acquisition of PIC is a big vote of confidence in the UK pension risk transfer market
    • LCP advises on £1.5bn buy-in between Compass Group Pension Plan and Standard Life
    • Member experience is becoming the key factor in insurer selection
    • NHS 10 Year Plan ambitions on prevention and inequalities is just first step needed to reshape the health environment
    • LCP updates Visualise technology platform to give schemes an integrated picture and more confidence and clarity as new regulations on the horizon
    • ‘Nuclear’ intervention from Bank of England casts further doubt on government plans to mandate pension scheme investment strategy
    • Endgame developments continue at pace as Clara announce their fourth transaction and funding levels hold firm
    • Insurers under pressure from tight timescales and resource constraints, yet only 18% of those surveyed using automation to ease the burden
    • Government ‘as good as gives up’ on mothers missing millions in state pensions
    • Increasing momentum in the DB superfund market raises important questions for scheme endgames
    • Steve Webb sets out ‘three tests’ for government pension review – must not be ‘nobbled’ by Treasury from the start
    • Pensions Commission II: “Good people, but with one hand tied behind their back”
    • Football Governance Bill receives Royal Assent, marking a new era for the men’s game
    • New pensions and IHT proposals ‘good news for pension schemes, bad news for bereaved families’
    • Inheritance Tax and pensions: HMRC and HMT listening to industry will “provide welcome consistency across public and private sector”
    • General insurance actuaries urged to review modelling assumptions as risk landscape shifts and markets soften
    • LCP has appointed James Reeves as its new Chief Financial Officer
    • LCP’s David Fairs and Bob Scott shortlisted in PMI Pinnacle Awards Lifetime Achievement category
    • LCP Health Analytics partners with COTA to advance the use of US RWD to support HTA decision making internationally
    • LCP and NHF launch pension helpline for smaller housing associations as pension landscape brings new opportunities and challenges
    • LCP and LawDeb call for boardroom reforms as new football governance era begins
    • Number of reclaims for overpaid tax on pensions breaks half a million barrier – “how much longer will this go on?” asks Steve Webb
    • LCP reports another year of sustainable growth driven by people, culture and technology
    • New FOI reveals state pension gender gap ‘almost eliminated’ for new retirees – Steve Webb, LCP
    • Bank of England cuts rates to 4%, but outlook remains unclear
    • LCP advises on £4.3 billion full buy-in between Rolls-Royce UK Pension Fund and Pension Insurance Corporation
    • “A whole new world” for the professional trustee market as LCP’s Professional Trustee report highlights slowest growth in 5 years
    • Solvency II analysis highlights market softening and reduced financial strength in the Irish insurance market
    • LCP advises on £700 million buy-in between Aviva and the ABB Plan
    • “Turning purpose into action” - LCP releases 2025 Impact Report
    • New study develops novel framework to help quantify the benefits of obesity prevention
    • Cecilia Cheuk joins LCP’s Insurance team
    • High CRP levels linked to the higher rates of death in patients with ASCVD and CKD, new research shows
    • Roma Burke appointed as the first Chair of the Board of the National Automatic Enrolment Retirement Savings Authority
    • Net zero scrutiny must go beyond industry pledges - LCP
    • Government tables amendments on ‘Virgin Media’ – LCP reacts
    • Chancellor risks new ‘Omnishambles’ Budget if she raids pension tax relief – LCP
    • State pension ‘certain’ to exceed tax threshold in 2027
    • LCP advises on £250m full scheme buy-in between Just Group and the Ultra Electronic Pension Scheme
    • ‘Fears over Budget tax changes and new pensions IHT rules lead to surge in people accessing the biggest pension pots’ – Steve Webb, LCP
    • European EV drivers show strong brand loyalty, with 84% likely to repurchase from the same brand
    • LCP welcome transition plans but urge Government to focus on real world action and keep reporting proportionate
    • Bank of England holds rates at 4% and slows gilt reductions as inflation remains stubborn
    • 2025 on track to break more records for activity levels in the UK BPA market, with volumes expected to exceed £40bn for the third consecutive year
    • Over 100,000 people set to be thrown off the ‘Winter Fuel Payment Rollercoaster’ next year because of frozen £35,000 threshold – Steve Webb, LCP
    • Statements from HMRC & FCA highlight ‘risks’ from pre-Budget rush to access tax-free cash
    • Energy M&A and strategy expert Andy Houston joins LCP Delta
    • FTSE100 pensions in strong position as surplus tops £55bn
    • Clarity, proportionality and director training key to football’s new governance era
    • Millions of pension records ‘set to be deleted’ – could ‘fatally’ undermine efforts to correct state pension errors
    • LCP’s David Fairs submits plans to the pension commission to boost retirement security for the self-employed
    • New funding regime means a different approach to covenant that ticks the right regulatory boxes and is tailored to scheme needs
    • TPT superfund announcement adds 'momentum' to superfund market
    • One year on from DB Funding Code: 74% believe there is more they need to consider about the new regime in recent LCP webinar poll
    • “A blessing or a curse – food for thought for CFOs responsible for a Defined Benefit pension scheme” – New analysis from LCP
    • Sterling 20 initiative welcomed, but attention must also be on driving global growth
    • Understanding savers needs is ‘crucial’ when deciding whether CDC or DC is the best option
    • Changing obesity trends could reshape pensions and insurance – new IFoA ‘think’ piece
  • General coverage areas
• Insights
  • Insights
  • Blogs
    • Blogs
    • Time for solar asset-backed securities to shine in Europe
    • What role can heat pumps play in flexibility in the Netherlands?
    • The top 10 real-time energy data use cases for residential energy insights
    • Shining a light on solar stocks
    • Residential solar PV subscription portfolios – an attractive investment opportunity?
    • Addressing the backlog: an election promise with a long-term prognosis
    • The New Frontier - Unveiling the rise of the Space Economy
    • Private asset valuation – our thoughts on the upcoming FCA review
    • Urgent action is needed to tackle the sharp rise in alcohol-related deaths
    • LCP powering possibility in pensions
    • The benefits of Long Duration Electricity Storage in the GB power system
    • Why demographics matters for all investments
    • Health inequalities in 2040: future governments will need to think locally when designing policies
    • Why health is the next investment megatrend
    • Empowering European energy sharing: Seizing growth opportunities
    • What population shifts do we expect by 2050?
    • Will the general election announcement shake up the pensions policy agenda?
    • Uncovering the scale of state pension injustice: Our journey so far
    • Meet the trainer: Lucinda Murley, trainer on our flexibility course
    • Meet the trainer: Sam Hollister, energy transition for investors
    • Catalysing investment in energy innovation: Assessing market size for investors and vendors
    • Catalysing investment in energy innovation: Revenue forecasting for storage and generation assets
    • How will European heating companies make the most of the energy transition?
    • Unlocking new revenues in the evolving landscape of Home Energy Management (HEM)
    • Accelerating the adoption of bidirectional charging technology in fleets
    • Population 2050: why it matters that we understand where the future is taking us
    • Catalysing investment in energy innovation: Supporting investors in mitigating investment risks
    • Free smart thermostats explained
    • What are energy communities and how are they spreading across Europe?
    • Warning, disruption ahead in the UK heat pump market!
    • Why companies need to think strategically to capture value in the energy transition
    • How behind-the-meter assets can deliver resilience for local communities
    • Shell puts sonnen up for sale at a reported unicorn valuation: but what type of company is sonnen?
    • Lessons learned from EV Charging in Norway
    • Catalysing investment in energy innovation: Trends and market needs in focus
    • LCP Delta are expecting significant change in forthcoming CfD auctions
    • Installing heat pumps: more key insights from the Electrification of Heat demonstration project
    • Home Energy Management in Europe: a rapidly evolving market with a growing potential
    • Engaging Households with heat pumps: Lessons from the Electrification of Heat project
    • Targeting buy-out
    • Enhancing your reserving process with effective validation
    • LCP partners lead first study to provide granular insights into the causes of post-pandemic excess deaths
    • What measures of pension scheme surplus does a CFO need to know?
    • What good governance means for members
    • LCP Health analytics team share highlights from the R for HTA annual workshop
    • Is it time for your scheme to buy into an alternative endgame?
    • The rise of AI and its implications for investment
    • How can DB schemes help members make good choices?
    • What’s on the horizon for housing associations when it comes to pensions and sustainability?
    • TCFD for pension schemes: how should it evolve?
    • Deep dives: Providing actuarial insight for better decision making
    • LCP launches our Fast Track Forecast – how do you stack up?
    • GMP conversion in practice
    • Shades of green in corporate bonds
    • Climate change: whether it results in risks or opportunities for your sponsoring employer, it needs adding to trustees’ agendas
    • Five top tips on how to make your benefits communication more human and personal
    • The Mansion House Compact: Navigating the shift in the UK's DC pensions landscape
    • Are NHS waiting times contributing to excess deaths?
    • The future of contingent funding
    • Will the Football Governance Bill promote a more financially sustainable pyramid?
    • The role of actuaries and clinicians in value-based healthcare strategies, a novel reimbursement model
    • Jude Bellingham: a match for Pogba and Kroos?
    • Score! Getting your data match fit for pensions dashboards
    • Exploring the multiple factors affecting Covid-19 mortality across England
    • How contingent funding can be used to manage overfunding and regulatory risks
    • Why this inflation is different
    • How our Streamlined Escrow could help your pension scheme
    • Dear CEO – A look at the PRA’s regulatory priorities for general insurers
    • Decisions on the horizon for teachers and further costs for independent schools?
    • Advancement for public health or NHS data grab?
    • Options for independent schools - what are the alternatives to fully exiting
    • Environmental, Social and Governance (ESG) in insurance – an opportunity or threat?
    • Solvency UK is born: Treasury announces divergence from Solvency II rules​
    • How should investors use ESG scores?
    • Steer your scheme's strategic journey dynamically
    • Pensions and dividends: a regulatory shift?
    • What does the Pensions Regulator’s pledge on pension scams mean for trustees?
    • The expanding AI horizon
    • As Solvency II transforms into 'Solvency UK', what does it mean for pension schemes considering buy-ins and buy-outs?
    • How AI can support better financial wellbeing
    • When is a lump sum disclosure not a lump sum disclosure?
    • New superfund guidance – will it set too high a hurdle?
    • Investment strategy for DC schemes: The final piece of the puzzle
    • How to prepare for your pensions accounting year-end (and what everyone else is focussed on)
    • How Covid-19 has changed employees’ spending priorities and what that means for financial benefits
    • LCP's T-3 Capacity Market auction review
    • From mat leave to machine learning: My curious journey into AI
    • Reputational risk – A lesson from Nigel Farage?
    • How to identify the key issues early in reserving
    • Why our health system must shift from sickness to prevention to make it sustainable for our future society
    • The decumulation question
    • PPO and large motor claims – survey results
    • Who is running master trusts?
    • TPR’s funding code – six to fix
    • How can employers expand savings options to enhance employee wellbeing?
    • Contingent funding and DB schemes' self-sufficiency strategies
    • The Pension Regulator’s new tougher powers – what’s the latest?
    • ESG: consideration of the ‘S’ in underwriting decisions
    • The marriage of private credit and ESG
    • Is your buy-in provider investing responsibly? Part 1: Should you care?
    • COP28: one small step for mankind?
    • Executing a successful transaction
    • Responsible Investment – my lightbulb moment
    • Why should investors focus on health as much as they do on wealth?
    • Navigating the 2024 gilt yield conundrum: a tale of two markets
    • Reflections on the NICE’s interim methods and process guide for the proportionate approach to technology appraisals
    • What does Solvency II reform mean for pension schemes’ de-risking plans?
    • What caused January’s record high electricity prices and is this the new normal?
    • Regional equity allocations – the starting point has changed
    • TPR’s 2020 Annual Funding Statement – Continued focus on a fair share of cash
    • Helping pension scheme members during the Covid-19 crisis
    • New pension anti-scam laws: the burden on Trustees will only increase
    • Climate change and pension schemes – where will you start?
    • Have you established your ultimate objective and timescales?
    • Building a strategy for long-term run-off
    • New strategic options for DB pension schemes
    • One year on: The postcode lottery of gluten free prescribing
    • 10 ways to move the Board’s thinking forward on work and wellbeing
    • Cracking the code: unlocking member engagement in DC Pensions
    • The risk function of the future
    • New projections show financial benefit of increased prevention and productivity in public healthcare
    • Protecting members with the ‘Self-Select-Sweep'
    • Could AI transform the NHS?
    • British Energy Security Strategy: Homegrown clean power, but at what cost?
    • SHPS valuation – what will it mean for housing associations and their employees?
    • London Market capital benchmarking survey
    • If I were a Company Director what would my focus be for 2024?
    • Managing people risk effectively
    • How can our new 'streamlined escrow' be used to support your pension scheme?
    • Inflation has reached its highest level in almost a decade
    • Health is our greatest wealth – and data is the key to transforming health systems
    • RPI reform – will the views of various stakeholders be fairly represented?
    • Boosting employee wellbeing through financial education: an HR imperative
    • Operational resilience – taking the next steps
    • A&E waiting times already as bad as last year with Covid and Flu about to add to existing pressure
    • Introducing our Wealth Model Illustrative Portfolios
    • SHPS 2020 valuation – What do employers need to be doing?
    • The positives of negative power pricing
    • Left for too long with no end in sight - why are women still waiting?
    • Emerging market debt (EMD): Navigating risky terrain
    • Raising the bar on responsible investment – are managers making the grade?
    • Refine the steps you plan to take
    • Mansion house announcements – considering sustainability, Letter to Pensions Minister Laura Trott
    • Negative gilt yields – is it a game changer for pension schemes?
    • Dynamic LDI provides solace for UK DB pension schemes in difficult times
    • Environmental considerations – a hot topic for insurers
    • Changes to the Annual Allowance – what action do employers need to take?
    • Creating a sustainable future for football – the women’s game
    • ChatGPT: A cautionary tale in cost-effectiveness modelling
    • We’re stepping up our stewardship efforts, are you?
    • What lessons can the new Independent Football Regulator take from the pensions industry?
    • Navigating the future – the vital role of financial education in pension decisions
    • New CfD rules – the case for further reform
    • Navigating the NHS: What Life Sciences should consider as a General Election approaches
    • Why LCP believes exclusive sole insurer buy-in processes should be a voluntary choice rather than a forced inevitability
    • Underwriting risk – EIOPA Europe-wide study of non-life insurers
    • Time to review your pensions administration?
    • GMP Reconciliation final HMRC listings - The end or just the beginning?
    • GMP Reconciliation final HMRC listings – The holy grail or the epic fail?
    • Excess deaths from the first wave of Covid-19: Lessons and Implications?
    • Are you ready for major changes to the pensions tax regime on 6 April 2024?
    • How to undertake an effective assessment of employee benefits engagement through surveys
    • Steadying the ship in challenging waters
    • Should the Covid-19 pandemic change your view on the value offered by a pensioner buy-in?
    • Echoing patient concerns: GP survey exposes persistent challenges in primary care
    • Overcoming our behavioural biases – is inertia still slowing down pension savers?
    • GEARing up for a buy-out and wind-up
    • My buy-out funding has improved – what should I be doing now?
    • AI and pensions: What I learned talking with pensions actuaries
    • TPT Growth Plan – is it time to part ways?
    • Financial wellbeing – understanding the challenges facing your workforce
    • Monitoring case reserves and their adequacy – ultimate projections using reported claims cohorts
    • LDI leverage cuts will push schemes to choose less hedging or lower returns
    • What is the impact of high inflation on pension schemes?
    • Further HMRC Guidance on equalising for GMPs
    • A new option for Independent Schools
    • The importance of outlining and communicating a fair pay structure to your workforce
    • As easy as 1,2,3? What maths should we be teaching to help people make better financial decisions?
    • Climate change comes to the bond market
    • TikTok and pensions – the communications channel you didn’t know you needed
    • A quick win to make your charity’s assets go further
    • The latest on contingent funding for pensions with a focus on BT’s innovative solutions
    • Generating investment returns for charities in periods of high inflation
    • LCP Health Analytics at ISPOR 2022
    • At long last, new regulations fire the starting gun for the new funding regime
    • Analyse what could change your journey
    • Is AI shaping the future of the NHS?
    • Contingent funding: from niche to mainstream
    • How can we better engage insurance Boards with actuarial insight?
    • How is your capital model validation responding to insurance industry megatrends?
    • Communicating with members during Covid-19
    • Can we trust ‘big tech’ to support regulation of AI?
    • Calculating the future: A mathematical showdown between actuaries and AI
    • 'Trusted' NHS must bring R&D benefits to the disadvantaged
    • Better understanding and analysis of case reserve adequacy
    • How can you manage potential silos between functions in your organisation?
    • Is Clara Pensions or the Pension SuperFund going to win the race?
    • Should more DC employers be considering Collective Defined Contribution (CDC)?
    • Preparing for TCFD: what pension schemes need to do
    • Helping your members make sensible pension decisions during Covid-19
    • When will ChatGPT write my actuarial report?
    • Solving the puzzle in HEOR
    • Actuarial engagement with the Claims Function – what does good look like?
    • Stewardship: What is it and why should asset owners care?
    • Leading the way Innovative funding and investment approaches
    • Comparing storage optimisers: going beyond the leaderboard
    • Does full insurance remain a sensible end game target for pension schemes post Covid-19?
    • Corporation tax is increasing – what does that mean for pension schemes?
    • Zynteglo highlights stark differences between EU and US markets
    • Fiduciary management use it, scrutinise it, or lose it
    • Are you staying active in the run up to Christmas (with your bond allocation at least!) and have you thought of ABS funds?
    • Climate tilted equity funds – helping you protect against climate risk
    • Zoom In, Zoom Out: it's time to focus on the pensions dashboard landscape
    • Has the fog cleared? Reflections on 2023 and looking forward to 2024
    • The confusing world of pension projections
    • How do you make better use of data and keep a manageable reserving process?
    • Potential tax trap in the new tax-free pension lump sum allowance regime
    • Fiduciary management survey - impact of CMA-led retendering
    • Urgent stroke care in England is still being impacted by Covid-19
    • Three core principles to good financial health
    • Time for PIE
    • ONS Health Index – An holistic way to measure the health of the nation
    • Has climate change risk been downgraded by the PRA?
    • Are you going to need a bigger boat?
    • What is 'reptile theory'?
    • Signing the buy-in transaction is only one piece of the puzzle to wind-up – don’t forget the others!
    • What do ‘higher for longer’ interest rates mean for employer covenants?
    • Resilience: the new watchword for investors?
    • Does your sponsor have the cash to implement its net-zero strategy?
    • Solvency UK – growing up fast​
    • Could climate change cause the buy-in market to collapse?
    • New policy and guidance on tougher TPR powers: some helpful clarifications but remaining uncertainty
    • Burnt out or something more? Examining the real root cause of NHS workforce challenges
    • Climate considerations for pension schemes – the next phase begins…
    • Prescription trends in England shed light on the indirect long-term effects of Covid-19
    • Teachers’ Pension Scheme – every McCloud has a silver lining
    • Choosing insurers for buy-ins: Don’t you forget about me(mber experience)
    • Are many DB sponsors at tipping points?
    • How superforecasting can improve board effectiveness
    • Financial wellbeing: three ways to support older workers who are struggling financially
    • Emerging risk: How the Risk Function can help bring everything together
    • How data integration and visualisation can help deliver better health outcomes and patient care
    • Will the UK eliminate cervical cancer by 2030?
    • Accounting for the new GMP judgment is both urgent and daunting: three easy steps
    • Is the proposed new funding regime for DB pensions fit for charities?
    • What is causing the record prices in the GB power market?
    • Roadmap to the new normal – what does that look like for your firm?
    • New DC investment options – smarter, cheaper and more flexible
    • Monitoring case reserves and their adequacy – paid to incurred ratios
    • How is the insurance regulator responding to the rapid growth in the bulk annuity market?
    • What happened to “Freedom and Choice” for people with modest DB pensions?
    • Is your buy-in provider investing responsibly? Part 2: Our survey results
    • PRA priorities 2023 – what do they mean for general insurers?
    • Enhancing your emerging risk process through awareness of cognitive bias
    • In this uncertain world, could consolidators now be the best option for your members?
    • Improving health through innovative reimbursement strategies
    • What is the role of financial regulators in managing systemic LDI risk?
    • LCP provides expert input into new UK-wide measure of excess deaths
    • Management margins in the general insurance market
    • HMRC Event Reports 2019/20 – time’s running out!
    • Navigating the new Statement of Strategy: four templates and a 168 row spreadsheet!
    • Is now the right time to press on with my GMP rectification exercise?
    • GMP Conversion Act will make equalisations easier
    • An unequal second wave: variations in Covid-19 infections are associated with levels of deprivation
    • The Pension Schemes Act 2021: New risks for not for profits (NFPs)
    • How should pension surpluses be allowed for when valuing a business?
    • Is it time for pensions to go vegan?
    • Climate change for pension schemes: what actions should trustees take?
    • Empowering UK pension scheme members through financial wellbeing
    • Is the Pensions Dashboards “reset” a blessing in disguise?
    • COVID-19: Impact on reserving – survey results
    • A roadmap for our scientific future? Reflections on the Lord O’Shaughnessy review
    • Impact of high energy and metal prices on battery investment
    • Our responsible investment survey helps you get behind the spin
    • TAS 100: Do our controls and documentation need a nudge?
    • Inflation from an unlikely source - should we care about container shipping?
    • TNFD, or not TNFD? That is the question
    • Is governance a part of your journey plan?
    • Net zero policy changes: Missed opportunity or opportunity to improve?
    • Using biomarker-based biological ages to unravel the determinants and progression of later life health
    • TPR’s new powers – a proportionate response or a major constraint on corporate activity?
    • From tick-box to value-add: Rethinking the actuarial function report
    • "Nobody gets fired for buying IBM"
    • The importance of data analytics and what it can tell you about your global workforce
    • The silent S in ESG
    • Pensions Dashboards – could there be a sting in the tail for the DB pensions world?
    • System Benefits from Efficient Locational Signals
    • Thinking “when” rather than “if” about cyber risk
    • The role for health service research in the life sciences industry
    • Our government must tackle the ‘five great evils’ that are undermining DC pension saving
    • Could updates to local government pension rules help councils keep the lights on?
    • Aligning your investments with your charitable purpose
    • Mandatory transition plans for pension schemes: coming soon?
    • Scheme surpluses – good news for all
    • What should we focus on in our private wealth portfolios for H2 2024 and beyond?
    • Does the Capacity Market have a liquidity problem?
    • TPT Growth Plan – it’s time to review your options
    • The government's balancing act: boosting public finances without spooking investors
    • What should all good post-retirement solutions include in their design?
    • SunPower – an isolated casualty? Or is the wider residential solar industry in trouble?
    • 8 trends in the evolving residential solar landscape
    • Gilts, stewardship and addressing climate risk
    • Is it time to check your state second pension payment?
    • The hidden challenge of upgrading incumbents’ energy retailers IT platforms
    • How might negative inflation expectations impact the DB pension scheme system?
    • Building financial confidence in the UK: building better financial futures
    • What the new DB funding code means for covenant
    • Bridging the pensions knowledge gap
    • Communications and confidence
    • Giving your pension some attention!
    • Our reflections on NHS landmark report and what that means for longevity projections
    • How wrong is your mortality projection model?
    • Insurance, run-on, run-off – how do you decide?
    • LCP’s fifth stewardship report: an update on our responsible investment and stewardship activities
    • Is your administrator doing these five things?
    • Investing in timberland
    • Women's health: How can we improve health equity?
    • Strategies for enhancing employee financial stability and stress management
    • Smart metering in Great Britain: what went wrong and how we fix it
    • “Hey Siri, invest my money”: the evolving role of AI in financial planning
    • Driving change in energy: Exploring LCP Delta’s role in Ofgem’s Strategic Innovation Fund projects
    • TPT Growth Plan funding improves, but employer contributions continue at similar levels
    • What does the DB funding code mean for investment?
    • Will the shift towards localised solutions place district heating at the centre of the UK’s future energy system?
    • What does COP29 mean for investors?
    • The role of CHP systems in supporting resilient decarbonisation of domestic heat and transport
    • Flex Direct: Unlocking peak demand solutions through domestic insulation
    • From tradition to transition: Exploring LCP Delta’s role in decarbonising the River Thames
    • Pensions accounting – what should you be considering now?
    • Invest 2035: Why investing in life sciences is crucial for Government
    • Mansion House reforms: what does it mean for the future of LGPS?
    • Advancing health equity for all - Insights from ISPOR Europe 2024
    • If I were a Company Director what would my focus be for 2025?
    • Five key questions trustees should ask about insurer financial strength
    • How charities and housing associations should get ready for the new pension funding regime
    • Is 2025 the year for charities to optimise investments and ease pressures?
    • Achieving equitable representation in clinical trials
    • Why do Electric Vehicles depreciate so rapidly, and how does this impact trust in the second-hand market?
    • Data centre sustainability: turning challenges into opportunities
    • Shaping tomorrow: How energy companies can drive customer behaviour
    • Football Governance Bill: what does good fan engagement really look like?
    • Investing for sustainable growth, not just any growth
    • Clean Heat Standards (CHS): An emerging policy tool to decarbonise heat
    • Government must take tough decisions on net zero to get investment moving now
    • Councils reducing their LGPS contributions: Why and what’s next
    • How policy can help stimulate EM growth and unleash global growth: a macro-demographic view
    • Four key actions for trustees ahead of their first valuation under TPR’s new funding regime
    • ILAP 2025: A new formula for faster market access in the UK?
    • How insurers are addressing the industry-wide illiquid asset challenge
    • NICE’s health inequalities modular update: A positive step but greater nuance is needed
    • Beyond Clean Power 2030: The urgent need for a Clean Home Energy Strategy by 2035
    • How can businesses keep up in a fast-paced digital world?
    • The fiscal value of treatment and prevention: Insights from our roundtable discussion
    • What's driving the government's consolidation plans?
    • Transformative technologies in pandemic preparedness - Are we truly ready?
    • Four key issues HMRC needs to fix in its Inheritance Tax on pension proposals
    • Latest projections show how productivity and prevention reform can bend the curve of NHS finances
    • The International Recognition Procedure (IRP): Does it offer a post-Brexit boost for speedier drug approvals in the UK?
    • Are your investment managers using all the tools they can to reduce risk to your portfolio?
    • Back to basics: The case for ‘boring’ solutions in the energy transition
    • Transforming health care: A new framework and state-of-the-art database to understand NHS and social care supply and demand
    • Should projected longevity improvements be reduced at the oldest ages?
    • Whither deglobalisation? Migration, mobility and megacities
    • Decarbonising the Grid: The balance between ambitious targets and realistic pathways
    • Regenerative agriculture: The super-strategy making dollars from dirt
    • Why the Pension Schemes Bill could be ‘crammed to bursting’
    • How do Collective Defined Contribution pension schemes work?
    • “Cite me, LLM!”: How to get your evidence noticed (and quoted correctly) in the age of AI
    • Five things to consider when switching pensions administrators
    • Lessons from Ørsted’s Hornsea 4 withdrawal: what it means for energy investment and clean power
    • Sunset or sunrise: the future of residential solar in France
    • Stewardship: time for real action, not just tick box reporting
    • Creakonomics: why you should care about systemic risks - Part I
    • Creakonomics: all it would take is a push – Part II
    • Are we there yet!? Perspective on private credit extensions
    • Putting prevention at the heart of the 10-year plan would save the health of the public and of the NHS
    • PRA sets out best practice for insurer management of solvency-based Termination Rights in buy-ins
    • Milestone moment as Clara completes latest superfund transaction – What next for this burgeoning market?
    • What can pension schemes learn from insurer profits?
    • The 10-year Health Plan for England: Decoding implications for healthcare product market access
    • How negative controls can improve the quality of causal real world evidence
    • Europe’s AI data centre boom: why energy strategy is now business critical
    • How should actuaries navigate current market shocks and climate risks in 2026 business planning?
    • Dashboards done well – behind the scenes of a successful project
    • Why treating health as a national asset is key to economic growth
    • How could AI help tackle healthcare’s demographic challenge?
    • How charities can diversify return drivers in a volatile world
    • What CPOs and investors should know about public EV charging market consolidation
    • How Rolls-Royce’s ground-breaking transaction has raised the bar on member experience
    • The next systemic risk? What AI means for investors
    • Why demographics matter for economics, markets and policy
    • What does an ageing workforce mean for employers?
    • Retirement in a changing demographic: What the future holds for pensions
    • Barriers and Breakthroughs: How health trends, mortality and equity intersect
    • New CMI model will lead to the first significant increase in pensioner life expectancies
    • How the UK hydrogen strategy is evolving and what it means for the energy transition
    • Are we still living longer? What longevity trends mean for pensions and insurers
    • What are the key trends shaping the life sciences and health landscape?
    • Looking back over five years of financial change: Empowering employees through employer support
    • Project Smart ReStart: How smart meters can help to strengthen local electricity networks
    • PRA considers stronger measures for UK bulk annuity insurers using Funded Reinsurance
    • 5 steps to improving your pension scheme’s cyber security
    • Summer's over – Time for investors to refocus
    • Beyond the numbers: How demographic change is rewriting the rules of retirement, health and growth
    • Why commercial and industrial (C&I) customers are a growing sweet spot for energy retailers and service providers
    • Unlocking the opportunity for C&I batteries in Europe
  • In brief
    • In brief
    • LCP strategic portfolios
    • Steadying the ship in challenging waters
    • Pension risk transfer update
    • SSAS update
    • Our predictions for 2023: what’s on the cards for the de-risking market?
    • LCP's responsible investment philosophy
    • Our climate competency as investment consultants
    • Portfolio alignment metrics
    • LCP update on NZICI
    • DC update
    • LCP’s predictions for the UK pension risk transfer market in 2025
    • All change for DB transfers
    • The Pensions Regulator’s General Code of Practice: Spotlight on good governance
    • Beat the triage: How to get your scheme prioritised in insurer triage processes
    • The key to unlocking competitive buy-in pricing for smaller schemes
    • SMPIs and Pensions Dashboards
    • Key considerations when investing in less liquid assets
    • Getting ready for pensions dashboards
    • Own Risk Assessments: Made Simple Guide
    • Climate risk for pensions – new regime for large schemes
    • What's on the horizon for DB trustees in 2024?
    • Building a better future for DC pensions in 2024
    • Using investor influence to combat climate change
    • Collective Defined Contribution pension schemes - The case for change
    • Financial sustainability of men's football clubs: Bigger and better – but also riskier
    • Our stewardship expectations of investment managers
    • New DB funding code - Action plans for trustees and sponsors
    • LCP Health Analytics at ISPE 2024
    • LCP Health Analytics at ISPOR 2024
    • Predictions for DB pension schemes in 2025
    • Reflections and resolutions: What 2024 taught us in DC pensions and how to shape 2025
    • Premier League vs Manchester City – What could happen and what will it mean?
    • Ethical investment policies and sustainability for UK university endowments
    • Are commercial & industrial sectors really on track for net zero?
    • LCP Health Analytics presence at the ISPE 2025 Annual Meeting
    • How to get more value from your Actuarial Function Reports
    • LCP Health Analytics at ISPOR Europe 2025
  • On point paper
    • On point paper
    • A match made in heaven? – Making pension scheme data fit for a world of pensions dashboards
    • Are thousands of older women being short-changed on their state pension?
    • Britain’s ‘accidental savers’ – who are they and what are they doing with their windfall?
    • Can the Chancellor escape his pensions 'triple lock?'
    • Could early intervention prevent a retirement disability benefit timebomb?
    • Could the Lifetime Allowance come back?
    • Five reasons to consolidate your DC pensions – and five reasons to be careful
    • Going swimmingly or treading water: Is the Elective Recovery Plan bringing down NHS waiting lists?
    • Helping members access DB transfer advice – time for schemes and regulators to do more?
    • Hidden health needs – the elephant in the NHS waiting room
    • How getting pension freedoms wrong could cost you your benefit
    • How QE broke the 4% rule
    • Is 12 per cent the new 8 per cent
    • Is there a right time to buy an annuity?
    • Live and let PIE– making the most of the flexibilities within your Defined Benefit pension scheme
    • Magnetic Pensions – A new blueprint for the DC landscape
    • Mind the transfer advice gap
    • Missing the target: How over-rigid pension scheme funding proposals could have unwelcome consequences
    • Pension tax relief, the new Chancellor and the 2020 Budget
    • The end of the road for ‘one-stop’ retirement? How DB pension schemes are supporting members as they shape their retirement journey
    • The Gender Pension Gap - How did we get here, and where are we going?
    • The Great Retirement or the Great Sickness? Understanding the rise in economic inactivity
    • The LCP guide to finding your lost pensions
    • The mystery of the missing pensioners
    • The PPF and Covid-19 – Can the lifeboat sail to calmer waters?
    • The Ski-Slope of Doom
    • The “Flex First, Fix Later” pension – is this the future of retirement
    • Why is money being deducted from my state pension? The mysteries of CODs, COPEs and Contracting Out explained
    • You’ve got mail – the new divorce law and its potential impact on the sharing of pensions in England and Wales
    • Will my company pension end up being paid by an insurance company and should I care
    • What are the Chancellor's options for Winter Fuel Payments?
    • Pensions, tax and the Budget
    • Are we undervaluing measures to keep people well?
    • The Football Governance Bill: Why it’s happening, what it will mean, and will it work?
    • Downhill all the way? What should pension schemes assume about pensioner spending through retirement?
    • Football Governance in Transition
    • How to avoid an ‘Omnishambles’ Budget: Why raiding pension tax relief is riskier than it looks
    • Understanding the economics: Examining the financial case for running on a DB pension scheme beyond buy-out affordability
  • Publications
    • Publications
    • Understanding the General Code of Practice: Guide to the ESOG
    • Master Trusts: Evolving propositions in a time of change
    • Longevity report
    • Solvency II report
    • How can green technology manufacturers adapt and thrive in the energy transition?
    • EV Driver Survey
    • Unlocking opportunity: Analysing Spain’s battery storage landscape
    • The 2023 battery investment landscape
    • The risk function of the future
    • Market review: Climate change risk for non-life insurers
    • The virtuous cycle
    • How the life sciences sector can address the greatest health challenges and reduce inequalities
    • Creating a sustainable future for football
    • Stewardship report
    • Net zero investment progress report
    • Diversity and inclusion at investment manager firms
    • Investment management fees survey
    • Glossary of investment terms
    • Responsible investment survey
    • Accounting for pensions
    • Autumn corporate report
    • Pension risk transfer report
    • Sole mates
    • DB pensions priorities
    • What's new in GMP?
    • Employee wellbeing report
    • Diversity, equity and inclusion: A recipe for an effective pension scheme
    • Market Monitor for Demand Side Flexibility
    • What (and who!) makes a great energy insights app?
    • UK Review of Electricity Market Arrangements
    • Unlocking the potential of digital energy
    • Dynamic tariffs: An essential component of future electricity markets?
    • What’s next for green hydrogen in Europe?
    • Contingent funding handbook
    • Global reserving and transformation review
    • Reaching new heights: Enabling the residential energy transition out to 2030
    • Zonal pricing in Great Britain
    • Personal lines report
    • The Power Market Outlook 2024​: The route to Clean Power 2030
    • Optimising capital model validation resourcing
    • The true cost of risk: Hedging solar power purchase agreements
    • Regaining momentum: The path to net zero homes
    • The road ahead: The European energy transition report
    • The Pensions Powerbrokers
    • Value of long-duration BESS to the GB power system
    • Valuing Ancillary Services: GB and beyond
    • Master Trusts: Default investment strategies
    • Improving coordination in GB flexibility markets
    • Market Insights Report: Capital Modelling and Validation
    • The future of pensions: A comparison of DC and CDC solutions for future savers
• Podcasts
  • Podcasts
  • Investment Uncut: Asset manager diversity: the stats are in
  • Investment Uncut: Emergency pod: what pension schemes are doing in higher interest rates
  • Investment Uncut: Grow the pie with Alex Edmans
  • Investment Uncut: Joy at work with Rebecca Newton
  • Investment Uncut: Whistlestop tour of the LCP Strategic Portfolio
  • Investment Uncut: Multiples are not valuation with Michael Mauboussin
  • Investment Uncut: Portfolio for the Future with John L Bowman
  • Investment Uncut: The most underappreciated thing about investing
  • Insurance Uncut: Breaking the glass ceiling
  • Insurance Uncut – Football analytics
  • Investment Uncut: World Cup football analytics special
  • Investment Uncut: Health in the UK with Stuart McDonald
  • Insurance Uncut: Behavioural bias – improving decision making
  • Insurance Uncut: Climate change risk - modelling and managing
  • Insurance Uncut: Geopolitical risk
  • Insurance Uncut: What’s driving the motor market
  • Insurance Uncut: The next health crisis?
  • Beyond Curious with LCP: Staying relevant in an AI-enabled world
  • Insurance Uncut: Wearable tech to help us live longer and be healthier
  • Investment Uncut on the road: PLSA day two
  • Investment Uncut on the road: The last word
  • Beyond Curious with LCP: AI and energy: a two-way relationship
  • Beyond Curious with LCP: Does AI manage or magnify behavioural bias?
  • Investment Uncut: Mansion House - DB call for evidence
  • Investment Uncut: The Opportunity Index with Gavin Lewis
  • Beyond Curious with LCP: AI and football
  • Beyond Curious with LCP: AI in government, politics and regulation
  • Beyond Curious with LCP: AI - an expert view
  • Beyond Curious with LCP: How can AI support better retirement journeys?
  • Beyond Curious with LCP: The evolving AI legal landscape
  • Beyond Curious with LCP: How will AI transform insurance?
  • Investment Uncut: In the room where it happened
  • Investment Uncut: Doughnut Economics
  • Insurance Uncut: Pool Re
  • Insurance Uncut: Lessons from a claims actuary
  • Beyond Curious with LCP on the road - PLSA day one
  • Beyond Curious with LCP on the road - PLSA day two
  • Beyond Curious with LCP on the road - PLSA preview
  • Beyond Curious with LCP on the road - PLSA the final day
  • Beyond Curious with LCP: Reflections on LCP’s AI journey to date
  • Insurance Uncut: Welcome to GIRO 2023
  • Investment Uncut: Dynamic demographics with Amlan Roy
  • Beyond Curious with LCP: Taking charge and doing the right thing with Helen Dean
  • Insurance Uncut: GIRO 2023 - What happened on Friday
  • Insurance Uncut: GIRO 2023 - What happened on Wednesday
  • Investment Uncut: COP 28 and the important role of investors
  • Beyond Curious with LCP: Becoming ruthless prioritisers with Georgia Stewart
  • Beyond Curious with LCP: Business as a force for good with Simon Rogerson
  • Insurance Uncut: AI take over
  • In conversation with… Andreas Thorsheim, Otovo
  • In conversation with… Jamie Heywood, zolar
  • Hydrogen and aviation
  • Insurance Uncut: Optimising capital model validation resourcing
  • Insurance Uncut: Making DEI BAU
  • Intelligent Demand
  • Insurance Uncut: What’s driving reserve deteriorations across the market?
  • In conversation with... Alex Schoch, Octopus Energy
  • Greening data centres
  • Insurance Uncut: Personal lines innovation
  • Insurance Uncut: AI - is it just spreadsheets on steroids?
  • Insurance Uncut: A sit-down with Aviva’s CFO Charlotte Jones
  • Insurance Uncut: Is reserving still stuck in the 80s?
  • Investment Uncut: Insurance-linked securities with David Garcia
  • Insurance Uncut: The sheriff's in town – part 1
  • Insurance Uncut: Navigating the P&I market
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      • Pensions Bulletin 2025/39
      • Pensions Bulletin 2025/40
      • Pensions Bulletin 2025/41
      • Pensions Bulletin 2025/42
    • In brief
  • Case studies
    • Case studies
    • £250m wind up in record time
    • £120m full buy-in in record time
    • Working to develop and implement a clear pension strategy
    • Withdrawal from the Growth Plan
    • Winding up a legacy pension scheme
    • Visiocorp: a £20m streamlined buy-out
    • Valuation solution for a start up
    • Using swaptions to enhance yield
    • Using LCP GEARS to provide clarity through difficult decisions
    • Using LCP GEARS to plan collaboratively through a period of covenant uncertainty
    • Using contingent funding to avoid a trapped surplus upon full scheme buy-in
    • Trinity Mirror: seven buy-ins of over £500m
    • Transactional covenant support for trustees
    • Transactional covenant support for investors
    • Reducing sponsor risk with the Plumbing & Mechanical Services (UK) Industry Pension Scheme
    • The Pearson Pension Plan completed the largest buy-in of 2017
    • Tax tools to help inform employees
    • Tate and Lyle: reaching full insurance seven years ahead of schedule
    • Targeted liability management - Hospitality sector
    • T H WHITE: £25m buy-out and wind-up with surplus
    • Sweating your assets for higher returns
    • Svitzer: £36m medically underwritten buy-in
    • Simplifying DC benefit statements to increase engagement
    • Simplifying a Housing Association’s pensions
    • Helping a scheme select the right fiduciary manager
    • Saving time and money with a DB investment platform
    • Reviewing a fiduciary manager
    • Reinvigorating risk management
    • Q&A with John Ashworth, Trustee to the Littlewoods Pensions Scheme
    • Philips: £3.5bn staged buy-ins to achieve full buy-out
    • Pensions strategy review, leading to cessation of defined benefit accrual
    • PA Consulting Pension Scheme
    • Northern Bank: £680m collateralised buy-in
    • Monitoring a fiduciary manager
    • MIRA: £70m PPF-plus buy-out
    • Merger implications for pensions
    • Managing sponsor climate risk and TCFD
    • Managing contribution requirements through downside contingency planning
    • M&S Pension Scheme: Designing and implementing a strategic journey plan to buy-out
    • Legal & General’s (L&G) Assured Payment Policy (APP)
    • Leaf UK: £35m full buy-out within six months
    • Large scheme advisory and insurer diligence
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